Hernando County property record for 14831 Edgemere Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,269 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Apr 2008) |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10-223-18-3604-0320-0240 |
| Primary APN | R10-223-18-3604-0320-0240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,269 sqft Living Area |
| 1st Floor Area | 2,269 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 622 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 322 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,047 sqft |
| Patio Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01570017 |
|---|---|
| Street Address | 14831 EDGEMERE DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PHASE 2B BLK 32 LOT 24 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | STERLING HILL PH 2B |
| Legal Phase | 2B |
| Legal Block | 32 |
| Legal Lot Number | 24 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40909 |
14831 Edgemere Dr is owned and occupied by two individuals who bought it in April 2008.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14831 EDGEMERE DR, SPRING HILL, FL 34609-0691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC |
| May 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage PRESTIGE HOME MORTGAGE LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 20, 2020 | Deed of Trust, Construction Loan · Construction Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2008 · Amount on File |
| Deed Sale | Apr 4, 2008 · Amount on File |
| Prior Sale | Aug 14, 2007 · Amount on File |
| Deed Document Number | 2008018536 |
| Deed Book / Page | 2550 / 0721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14831 EDGEMERE DR, SPRING HILL, FL 34609-0691 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040370712 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 4037/712 |
| Instrument | 2021058831 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14831 EDGEMERE DR, SPRING HILL, FL 34609-0691 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14831 EDGEMERE DR, SPRING HILL, FL 34609-0691 |
| Document Number | 0043050981 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 4305/981 |
| Instrument | 2023034352 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14831 EDGEMERE DR, SPRING HILL, FL 34609-0691 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 14831 EDGEMERE DR, SPRING HILL, FL 34609-0691 |
| Document Number | 0045601762 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 4560/1762 |
| Instrument | 2025034198 |
| Name | PRESTIGE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NORTHBOROUGH, MA 01532 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14831 EDGEMERE DR, SPRING HILL, FL 34609-0691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LENDERLIVE SETTLEMENT SVCS L |
| Name | Verified Name |
|---|
| Document Number | 0036050956 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 3605/0956 |
| Instrument | 2018043883 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 13, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14831 EDGEMERE DR, SPRING HILL, FL 34609-0691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0039261625 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 3926/1625 |
| Instrument | 2020079056 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 14831 EDGEMERE DR, SPRING HILL, FL 34609-0691 |
| Document Number | 0038310517 |
| Book / Page | 003831 / 000517 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 24471 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14831 EDGEMERE DR BROOKSVILLE FL 346090691, BROOKSVILLE, FL 34609-0691 |
| Document Number | 38310517 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 003831/000517 |
| Instrument | 24471 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2050 |
The 2025 property tax bill for 14831 Edgemere Dr was $1,482 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,482.00 Additional exemption filed | $143,247 | $358,986 Land $25,004 Building $333,982 |
| 2023 | $135,155 (+3%) Land $135,155 | ||
| 2022 | $1,451.00 Homeowner's exemption | $131,218 | $386,426 Land $25,004 Building $361,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14831 Edgemere Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14831 Edgemere Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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