Howard County property record for 14830 Sapling Way, Glenelg, MD 21737
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,216 sqft · built 1998 |
| Lot Size | 4.26 acres (185,566 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,260,000 (Sep 2025) |
| Tax Bill | $15,048 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-413435 |
| Primary APN | 05-413435 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,216 sqft Total Area |
| Basement Area | 1,639 sqft |
| Finished Basement | 1,639 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 185,566 sqft (4.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 413435 |
|---|---|
| Street Address | 14830 SAPLING WAY |
| City | GLENELG |
| State | MD |
| Zip | 21737-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | LOT 25 4.264 A 14830 SAPLING WAY THE WARFIELDS |
| Legal Subdivision | WARFIELDS |
| Legal Lot Number | 25 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 605104 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14830 SAPLING WAY, GLENELG, MD 21737-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Prior Sale | Oct 19, 2000 · Amount on Record |
| Deed Book / Page | 22899 / 374 |
| Transfer Doc | 0052340197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 14830 SAPLING WAY, GLENELG, MD 21737-9417 |
| Document Number | 0185880279 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | TOWER TITLE SERVICES, TOWER TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 14830 SAPLING WAY GLENELG MD 217379417, GLENELG, MD 21737-9417 |
| Document Number | 0185880279 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 018588/000279 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,048.00 (+5.05%) Homeowner's exemption | $1,056,367 (+4.89%) | $1,154,900 (+14.68%) Land $324,400 Building $830,500 |
| 2025 | $14,325.00 (+6.38%) | $1,007,100 (+14.37%) Land $295,500 Building $711,600 | $1,007,100 (-) Land $295,500 Building $711,600 |
| 2024 | $13,466.00 (+46.34%) | ||
| 2023 | $880,567 | $1,007,100 Land $295,500 Building $711,600 | |
| 2022 | $9,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2012–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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