14830 Porter Rd, Winter Garden, FL 34787 Property Records

Orange County property record for 14830 Porter Rd, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,421 sqft · built 2016
Lot Size0.13 acres (5,671 sqft)
OwnerIndividual Name on Record
Last Sale$607,000 (Dec 2024)
Tax Bill$6,415 (2025)
Deeds & MortgagesJun 2023 Second Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-23-27-8316-23-040

Property Details

APN / Parcel Number

Primary APN28-23-27-8316-23-040
Alternative APNs
  • 272328831623040
  • 151297
  • 152461
  • 154583

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,421 sqft Living Area
Gross Area3,600 sqft
1st Floor Area1,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,671 sqft (0.13 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address14830 PORTER RD
CityWINTER GARDEN
StateFL
Zip34787-3006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSUMMERLAKE PD PHASE 2A AND 2B 78/72 LOT 4 BLK W
Legal Range27E
Legal Township23S
Legal Section28
Legal SubdivisionSUMMERLAKE PD PH 2A AND 2B
Legal Phase2A
Legal Tract8316
Legal BlockW
Legal Lot Number4
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1277
Census Tract17111

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14830 PORTER RD, WINTER GARDEN, FL 34787-3006
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2024 · Amount on Record
Deed SaleDec 10, 2024 · Amount on Record
Prior SaleAug 31, 2016 · Amount on Record
Deed Document Number2024702337
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address14830 PORTER RD, WINTER GARDEN, FL 34787-3006
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address14830 PORTER RD, WINTER GARDEN, FL 34787-3006

Mortgage

Document Number0000358979
DateJun 27, 2023
Instrument20230358979
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJun 26, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address14830 PORTER RD, WINTER GARDEN, FL 34787-3006
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address14830 PORTER RD, WINTER GARDEN, FL 34787-3006

Mortgage

Document Number0000683086
DateNov 5, 2021
Instrument20210683086
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,902 (+2.7%)$532,480 (-1.1%) Land $135,000 Building $397,480
2025$6,415.00 (+16.85%) Homeowner's exemption$399,126 (+17.86%)$538,420 (+2.1%) Land $135,000 Building $403,420
2024$5,490.00 (+7.48%)
2023$5,108.00 (+3.8%) Homeowner's exemption$338,654 (+3%)$527,347 (+24.64%) Land $135,000 Building $392,347
2022$4,921.00 Homeowner's exemption$328,790$423,104 Land $125,000 Building $298,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

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