1483 Lafayette Rd, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 1483 Lafayette Rd, Gloucester Point, VA 23062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 1968
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Dec 2018)
Tax Bill	$2,080 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33049`

Property Details

APN / Parcel Number

Primary APN	`33049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,873 sqft Living Area
1st Floor Area	1,255 sqft
Basement Area	1,255 sqft
Unfinished Basement	1,255 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.234 acres)
Garage Area	340 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1483 LAFAYETTE RD
City	GLOUCESTER POINT
State	VA
Zip	23062-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	YORK WATERVIEW BK E LOT 9
Legal Subdivision	PLAT: PB1 78-79
Legal Lot Number	9
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	1
Census Block	1022
Census Tract	100301

Owner

1483 Lafayette Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1483 LAFAYETTE RD, GLOUCESTER POINT, VA 23062-2014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 18, 2018	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Deed Document Number	20185489
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	1483 LAFAYETTE RD, GLOUCESTER PT, VA 23062-2014
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001163
Date	Mar 11, 2020
Instrument	200001163

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 18, 2018
Property Address	1483 LAFAYETTE RD, GLOUCESTER PT, VA 23062-2014
Document Number	180005489
Instrument Date	Dec 11, 2018
Instrument	180005489
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	PENINSULA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1483 LAFAYETTE RD, GLOUCESTER POINT, VA 23062-2014

Mortgage

Document Number	180005490
Date	Dec 18, 2018
Instrument	180005490

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1483 Lafayette Rd was $2,080, up 11.2% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,080.00 (+11.23%)	$350,840 (+17.02%) Land $55,490 Building $295,350	$350,840 (+17.02%) Land $55,490 Building $295,350
2025	$1,870.00 (+5.23%)	$299,800 (-) Land $55,490 Building $244,310	$299,800 (-) Land $55,490 Building $244,310
2024	$1,777.00	$299,800 (-) Land $55,490 Building $244,310	$299,800 (-) Land $55,490 Building $244,310
2023	$1,777.00 (-2.63%)	$299,800 (+20.69%) Land $55,490 Building $244,310	$299,800 (+20.69%) Land $55,490 Building $244,310
2022	$1,825.00	$248,410 Land $48,290 Building $200,120	$248,410 Land $48,290 Building $200,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1483 Lafayette Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1483 Lafayette Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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