1483 Cox Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 1483 Cox Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 1999
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Oct 2018)
Tax Bill	$597 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043090001`

Property Details

APN / Parcel Number

Primary APN	`043090001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 1999
Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Street Address	1483 COX RD
City	RIDGEWAY
State	VA
Zip	24148-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ST RT 632 TRACT 1
Legal Subdivision	BRIAN KEITH COX PROP
Legal Tract	1
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2034
Census Tract	10500

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1483 COX RD, RIDGEWAY, VA 24148-5506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIGHT BY YOU MORTGAGE
Oct 23, 2018	Warranty Deed, Transfer · FHA Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	180003679
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	1483 COX RD, RIDGEWAY, VA 24148-5506
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1483 COX RD, RIDGEWAY, VA 24148-5506

Mortgage

Document Number	0250003423
Date	Sep 9, 2025
Instrument	250003423

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	1483 COX RD, RIDGEWAY, VA 24148-5506
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000477
Date	Feb 9, 2024
Instrument	240000477

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	1483 COX RD, RIDGEWAY, VA 24148-5506
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003346
Date	Jul 23, 2021
Instrument	210003346

Lender

Name	RIGHT BY YOU MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Oct 23, 2018
Property Address	1483 COX RD, RIDGEWAY, VA 24148-5506
Document Number	180003679
Instrument Date	Oct 2, 2018
Instrument	180003679
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1483 COX RD, RIDGEWAY, VA 24148-5506

Mortgage

Document Number	180003680
Date	Oct 23, 2018
Instrument	180003680

Lender

Name	NORTH STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$597.00	$107,700 (-) Land $11,000 Building $96,700
2023	$597.00	$107,700 Land $11,000 Building $96,700	$107,700 (-) Land $11,000 Building $96,700
2021			$107,700 Land $11,000 Building $96,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cox Rd

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