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14828 Ranchero Rd, Hesperia, CA 92345 Property Records

San Bernardino County property record for 14828 Ranchero Rd, Hesperia, CA 92345

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,484 sqft · built 2004
Lot Size0.435 acres (18,966 sqft)
Owner2 Individual Names on File
Last Sale$358,000 (Oct 2019)
Tax Bill$4,528 (2025)
Deeds & MortgagesSep 2025 Mortgage
Feb 2023 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN0409-214-14-0000

Property Details

APN / Parcel Number

Primary APN0409-214-14-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,484 sqft Living Area
Gross Area3,188 sqft
1st Floor Area2,484 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area18,966 sqft (0.435 acres)
Lot Dimensions180 ft deep x 105 ft wide
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area850 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address14828 RANCHERO RD
CityHESPERIA
StateCA
Zip92345-4155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4839 LOT 432 EX ST
Legal SubdivisionWESTERN WOOD UNIT #4
Legal Tract4839
Legal Block3
Legal Lot Number432
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group3
Census Block3021
Census Tract10023

Owner

14828 Ranchero Rd is owned and occupied by two individuals who acquired it in December 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address14828 RANCHERO RD, HESPERIA, CA 92345-4155
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
EZ FUNDINGS INC
Feb 3, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 11, 2019Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE
Oct 11, 2019Grant Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Oct 11, 2019Affidavit of Death, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE-IE
Jun 7, 2019Loan Modification, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2019 · Amount on File
Deed SaleOct 11, 2019 · Amount on File
Prior SaleJun 20, 2003 · Amount on File
Deed Document Number2019368323
Last Transfer DateDec 27, 2022
Transfer Doc0000025680
Record UpdatedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateSep 18, 2025
Property Address14828 RANCHERO RD, HESPERIA, CA 92345-4155
Document Number0000225591
Map ReferenceMB 60 PG 31-33
Instrument DateAug 15, 2025
Instrument2025-0225591
Transaction TypeTransfer
Record UpdatedOct 9, 2025
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14828 RANCHERO RD, HESPERIA, CA 92345-4155

Mortgage

Document Number0000225592
DateSep 18, 2025
Instrument2025-0225592
Lender
NameEZ FUNDINGS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateFeb 3, 2023
Property Address14828 RANCHERO RD, HESPERIA, CA 92345-4155
Document Number0000025680
Map ReferenceMB 60 PG 31-33
Instrument DateDec 27, 2022
Instrument2023-0025680
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14828 RANCHERO RD, HESPERIA, CA 92345-4155

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 11, 2019
Property Address14828 RANCHERO RD, HESPERIA, CA 92345-4155
Document Number0000368324
Instrument DateOct 1, 2019
Instrument368324
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address14828 RANCHERO RD HESPERIA CA 923454155, HESPERIA, CA 92345-4155
InvestorPossibly a Property Investor

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 11, 2019
Property Address14828 RANCHERO RD, HESPERIA, CA 92345-4155
Document Number0000368323
Map ReferenceMB 60 PG 31-33
Instrument DateSep 12, 2019
Instrument2019-0368323
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATIONAL TITLE IE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14828 RANCHERO RD, HESPERIA, CA 92345-4155

Mortgage

Document Number0000368325
DateOct 11, 2019
Instrument2019-0368325
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

October 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN BERNARDINO CA
Recording DateOct 11, 2019
Property Address14828 RANCHERO RD, HESPERIA, CA 92345-4155
Document Number0000368322
Instrument DateSep 12, 2019
Instrument368322
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE-IE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14828 RANCHERO RD HESPERIA CA 923454155, HESPERIA, CA 92345-4155

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN BERNARDINO CA
Property Address14828 RANCHERO RD, HESPERIA, CA 92345-4155
Document Number0000226281
Instrument DateJun 7, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address14828 RANCHERO RD HESPERIA CA 923454155, HESPERIA, CA 92345-4155

Mortgage

Document Number0000226281
DateJul 9, 2019
Instrument226281
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueJul 8, 2059
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 14828 Ranchero Rd was $4,528.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityHesperia City
Unified School DistrictHesperia Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$550,000 (+40.48%) Land $100,000 Building $450,000
2025$4,528.00$391,525 Land $78,305 Building $313,220
2023$4,371.00 (+2.41%)$376,322 (+2%) Land $75,265 Building $301,057
2022$4,268.00$368,943 Land $73,789 Building $295,154

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14828 Ranchero Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14828 Ranchero Rd is moderate, ranking above 46% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHESPERIA WD
serves 101,836 people · EPA ID CA3610024
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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