14827 Algardi St, Montverde, FL 34756 Property Records

Lake County property record for 14827 Algardi St, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,682 sqft · built 2013
Lot Size	0.631 acres (27,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Jun 2023)
Tax Bill	$8,238 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0010-000-06000`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0010-000-06000`
Alternative APNs	`262223001000006000` `3859258`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,682 sqft Living Area
Gross Area	4,354 sqft
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	27,500 sqft (0.631 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Finished/Open Porch
Porch Area	404 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3859258
Street Address	14827 ALGARDI ST
City	MONTVERDE
State	FL
Zip	34756-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLINA BAY PB 60 PG 34-38 LOT 60 ORB 6163 PG 1434
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	COLINA BAY
Legal Tract	A-G
Legal Lot Number	60
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1069
Census Tract	31301

Owner

Source: Lake County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14827 ALGARDI ST, MONTVERDE, FL 34756-3155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer · Commercial Mortgage GUIDANCE RESIDENTIAL LLC
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Aug 2, 2013 · Amount on Record
Deed Document Number	202374422
Deed Book / Page	6163 / 1434
Prior Transfer Date	Sep 29, 2009
Prior Transfer Doc	0038250057
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 21, 2023
Property Address	14827 ALGARDI ST, MONTVERDE, FL 34756-3155
Document Number	0061631434
Book / Page	6163 / 1434
Map Reference	MB 60 PG 34
Instrument Date	Jun 19, 2023
Instrument	2023074422
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	DILIGENT TITLE LLC, DILIGENCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 TOXAWAY VIEWS DR UNIT 501, 501, LAKE TOXAWAY, NC 28747-4524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14827 ALGARDI ST, MONTVERDE, FL 34756-3155

Mortgage

Document Number	0061631436
Date	Jun 21, 2023
Instrument	6163/1436

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14827 ALGARDI ST, MONTVERDE, FL 34756-3155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053961964
Date	Dec 26, 2019
Book Page	5396/1964
Instrument	2019146903

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 18, 2039

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,230 (+2.9%)	$836,830 (-0.07%) Land $297,000 Building $539,830
2025		$624,130 (+37.15%) Land $297,000 Building $327,130	$837,451 (+1.82%) Land $297,000 Building $540,451
2024	$8,238.00 (+34.96%)
2023	$6,104.00 (+5.17%) Homeowner's exemption	$455,080 (+3%)	$822,463 (+20.67%) Land $297,000 Building $525,463
2022	$5,804.00 Homeowner's exemption	$441,830	$681,582 Land $164,500 Building $517,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLINA BAY public/private · serves 175 people · EPA ID FL3354969
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	LAS COLINAS WATER PLANT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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