14826 Tullamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14826 Tullamore Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,214 sqft · built 2005
Lot Size	0.198 acres (8,631 sqft)
Owner	2 Individual Names on File
Last Sale	$388,000 (Jul 2018)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-23-27-1605-00-430`

Property Details

APN / Parcel Number

Primary APN	`03-23-27-1605-00-430`
Alternative APNs	`272303160500430` `132028` `132812` `134328`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,214 sqft Living Area
Gross Area	4,113 sqft
1st Floor Area	1,775 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,631 sqft (0.198 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Patio Area	2 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14826 TULLAMORE LOOP
City	WINTER GARDEN
State	FL
Zip	34787-5338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EMERALD RIDGE 54/112 LOT 43
Legal Range	27E
Legal Township	23S
Legal Section	03
Legal Subdivision	EMERALD RIDGE
Legal Tract	1605
Legal Lot Number	43
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	4
Census Block	4013
Census Tract	17117

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14826 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jul 24, 2018	Warranty Deed, Transfer · ARM METRO CITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Aug 31, 2011 · Amount on Record
Deed Document Number	2018435998
Prior Transfer Date	Jul 23, 2014
Prior Transfer Doc	0000415802
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14826 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5338
Document Number	0000591331
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14826 TULLAMORE LOOP WINTER GARDEN FL 347875338, WINTER GARDEN, FL 34787-5338

Mortgage

Document Number	0000591331
Date	Nov 12, 2020
Instrument	591331

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 24, 2018
Property Address	14826 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5338
Document Number	0000435998
Map Reference	MB 54 PG 112-115
Instrument Date	Jul 13, 2018
Instrument	20180435998
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EQUITABLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,716.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7711 TANGERINE KNOLL LOOP, 7711, WINTER GARDEN, FL 34787-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14826 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5338

Mortgage

Document Number	0000435999
Date	Jul 24, 2018
Instrument	20180435999

Lender

Name	METRO CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,597 (+2.7%)	$526,780 (-8.12%) Land $115,000 Building $411,780
2025	$4,870.00 (+5.27%) Homeowner's exemption	$339,432 (+5.99%)	$573,340 (+18.44%) Land $115,000 Building $458,340
2024	$4,626.00 (+3.72%)
2023	$4,460.00 (+3.05%) Homeowner's exemption	$320,258 (+3%)	$484,074 (+17.84%) Land $115,000 Building $369,074
2022	$4,328.00 Homeowner's exemption	$310,930	$410,780 Land $100,000 Building $310,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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