14825 Rustic Ridge Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 14825 Rustic Ridge Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,444 sqft · built 2022
Lot Size	0.242 acres (10,558 sqft)
Owner	2 Individual Names on Record
Tax Bill	$20,885 (2025)
Deeds & Mortgages	Dec 2022 Transfer Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-3620-007-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3620-007-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,444 sqft Living Area
1st Floor Area	2,454 sqft
2nd Floor Area	1,990 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Other
Lot Area	10,558 sqft (0.242 acres)
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	14825 RUSTIC RIDGE CIR
City	FOLSOM
State	CA
Zip	95630-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SF (PD)
Legal Description	RUSSELL RANCH PHASE 1, VILLAGE 1, LOT 7, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RUSSELL RANCH PHASE 1
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14825 RUSTIC RIDGE CIR, FOLSOM, CA 95630-7059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Correction Deed FIRST AMERICAN TITLE
Aug 8, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022
Deed Sale	Dec 19, 2022
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Book / Page	20221219 / 750
Record Updated	Sep 20, 2026

December 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 19, 2022
Property Address	14825 RUSTIC RIDGE CIR, FOLSOM, CA 95630-7059
Document Number	0000000750
Map Reference	MB 410 PG 4
Instrument Date	Oct 18, 2022
Instrument	2022121900750
Record Updated	Jan 2, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1425 RUSTIC RIDGE CIRCLE, FOLSOM, CA 95630

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 8, 2022
Property Address	14825 RUSTIC RIDGE CIR, FOLSOM, CA 95630-7059
Document Number	0000000855
Map Reference	MB 410 PG 4
Instrument Date	Aug 1, 2022
Instrument	2022080800855
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14825 RUSTIC RIDGE CIR, FOLSOM, CA 95630-7059

Mortgage

Document Number	0000000856
Date	Aug 8, 2022
Instrument	2022080800856

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	Other
Max Rate	8.5%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,477,870 (+2%) Land $318,362 Building $1,159,508
2025	$20,885.00 (+0.69%) Homeowner's exemption	$1,448,893 (+4.04%) Land $312,120 Building $1,136,773
2024	$20,742.00 (+0.84%)
2023	$20,570.00 (+98.36%)	$1,392,632 Land $300,000 Building $1,092,632
2022	$10,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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