14825 Nancy Ln, Spring Lake, MI 49456 Property Records

Ottawa County property record for 14825 Nancy Ln, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,355 sqft · built 2004
Lot Size	1.55 acres (67,692 sqft)
Owner	2 Company Names on File
Last Sale	$725,000 (Oct 2019)
Tax Bill	$15,415 (2022)
Deeds & Mortgages	Jun 2022 Transfer Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-12-300-026`

Property Details

APN / Parcel Number

Primary APN	`70-03-12-300-026`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	4,355 sqft Living Area
Basement Area	2,343 sqft

Exterior

Year Built	Built 2004
Architectural Style	Bungalow
Lot Area	67,692 sqft (1.55 acres)
Lot Width	240 ft Width
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	14825 NANCY LN
City	SPRING LAKE
State	MI
Zip	49456-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF SW FRL 1/4 COM NW COR OF UNIT 6 FARMWOOD, TH N 89D 11M 16S W 204 FT, S 0D 08M 30S E 338 FT, TH S 89D 11M 16S E 140
Legal Range	16W
Legal Township	08N
Legal Section	12
Legal Subdivision	FARMWOOD
Legal Block	300
Legal Unit	6
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2001
Census Tract	20501

Owner

14825 Nancy Ln is owned by a company that acquired it in June 2022 and is owner-occupied.

Source: Ottawa County records, as of July 10, 2023

Owner of Record	2 Company Names on File
Co-owner	2 Co-owners on File
Mailing Address	14825 NANCY LN, SPRING LAKE, MI 49456-8818
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Intrafamily Transfer, Transfer
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Dec 28, 2017	Deed of Trust, Mortgage LAKE TRUST CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	20190035654
Last Transfer Date	Jun 20, 2022
Transfer Doc	20220022688
Record Updated	Jun 7, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jun 20, 2022
Property Address	14825 NANCY LN, SPRING LAKE, MI 49456-8818
Document Number	20220022688
Instrument Date	Jun 2, 2022
Instrument	2022-0022688
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14825 NANCY LN, SPRING LAKE, MI 49456-8818

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	14825 NANCY LN, SPRING LAKE, MI 49456-8818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170020224
Date	Jun 6, 2017
Instrument	2017-0020224

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 2, 2019
Property Address	14825 NANCY LN, SPRING LAKE, MI 49456-8818
Document Number	20190035654
Instrument Date	Sep 23, 2019
Instrument	2019-0035654
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10881 MARSH AVE, 10881, ALLENDALE, MI 49401-9808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WATERHOUSE LN, CHESTER, CT 06412-1268

Mortgage

Document Number	20190035655
Date	Oct 2, 2019
Instrument	2019-0035655

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	14825 NANCY LN, SPRING LAKE, MI 49456-8818
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-0048535
Date	Dec 28, 2017
Instrument	2017-0048535

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jan 10, 2033

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$391,300	$782,600
2022	$15,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14825 Nancy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Apr 2020 · other causes
Claims by Event	Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14825 Nancy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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