14822 Pine Cone Trl, Clermont, FL 34711 Property Records

Lake County property record for 14822 Pine Cone Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,021 sqft · built 1997
Lot Size	0.312 acres (13,614 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (Sep 2020)
Tax Bill	$4,845 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0710-000-33400`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0710-000-33400`
Alternative APN	`3757254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,021 sqft Living Area
1st Floor Area	2,021 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,614 sqft (0.312 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	260 sqft
Porch	Open Porch
Porch Area	383 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3757254
Street Address	14822 PINE CONE TRL
City	CLERMONT
State	FL
Zip	34711-7699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE 3 SUB LOT 334 PB 38 PGS 9-10 ORB 5536 PG 1207
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES
Legal Phase	3
Legal Tract	710
Legal Lot Number	334
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2035
Census Tract	31315

Owner

14822 Pine Cone Trl is owned and occupied by an individual who bought it in September 2020.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14822 PINE CONE TRL, CLERMONT, FL 34711-7699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG
Apr 5, 2017	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	2020097287
Deed Book / Page	5536 / 1207
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14822 PINE CONE TRL, CLERMONT, FL 34711-7699
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14822 PINE CONE TRL, CLERMONT, FL 34711-7699

Mortgage

Document Number	0060000124
Date	Jul 29, 2022
Book Page	6000/124
Instrument	2022103143

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 3, 2020
Property Address	14822 PINE CONE TRL, CLERMONT, FL 34711-7699
Document Number	0055361207
Book / Page	5536 / 1207
Map Reference	MB 38 PG 9
Instrument Date	Jul 23, 2020
Instrument	2020097287
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1039 TIMBERVALE TRL, 1039, CLERMONT, FL 34715-0016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14822 PINE CONE TRL, CLERMONT, FL 34711-7699

Mortgage

Document Number	0055361209
Date	Sep 3, 2020
Instrument	5536/1209

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14822 PINE CONE TRL, CLERMONT, FL 34711-7699
Document Number	0052992077
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14822 PINE CONE TRL CLERMONT FL 347117699, CLERMONT, FL 34711-7699

Mortgage

Document Number	0052992077
Date	Jun 25, 2019
Book Page	005299/002077
Instrument	70960

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 24, 2034

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 5, 2017
Property Address	14822 PINE CONE TRL, CLERMONT, FL 34711-7699
Document Number	0049251334
Book / Page	4925 / 1334
Map Reference	MB 38 PG 9&10
Instrument Date	Mar 31, 2017
Instrument	2017036787
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	179 SEA FERN DR, 179, LEESBURG, FL 34788-8644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 DIVISION ST, CLERMONT, FL 34711-7701

Mortgage

Document Number	2017036788
Date	Apr 5, 2017
Instrument	2017036788

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,330 Land $120,000 Building $176,330	$378,128 Land $120,000 Building $258,128
2024	$4,845.00 (+8.03%)
2023	$4,485.00 (+7.25%) Homeowner's exemption	$279,600 (+3%)	$310,249 (-) Land $60,000 Building $250,249
2022	$4,182.00 Homeowner's exemption	$271,460	$310,249 Land $60,000 Building $250,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14822 Pine Cone Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14822 Pine Cone Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Pine Cone Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures