14820 State Rd DD, Festus, MO 63028 Property Records

Jefferson County property record for 14820 State Rd DD, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,874 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-15.0-0-000-004.01`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-15.0-0-000-004.01`

Interior

Stories	1 Story
Building Area	1,700 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	480 sqft

Location & Zoning

Street Address	14820 STATE ROAD DD
City	FESTUS
State	MO
Zip	63028-4992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4
Legal Range	06
Legal Township	39
Legal Section	15
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2018
Census Tract	701403

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14758 STATE ROAD DD, FESTUS, MO 63028-4991
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019
Deed Sale	Oct 25, 2019
Deed Document Number	2019R-033140
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14820 STATE ROAD DD, FESTUS, MO 63028-4992
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14758 STATE ROAD DD, FESTUS, MO 63028-4991

Mortgage

Document Number	0000031232
Date	Dec 1, 2025
Instrument	2025R-031232

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14820 STATE ROAD DD, FESTUS, MO 63028-4992
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	NONOE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R021428
Date	May 17, 2021
Instrument	2021R-021428

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14820 STATE ROAD DD, FESTUS, MO 63028-4992
Document Number	0000026232
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14758 STATE ROAD DD FESTUS MO 630284991, FESTUS, MO 63028-4991

Mortgage

Document Number	0000026232
Date	Jul 23, 2020
Instrument	26232

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	HILLSBORO, MO 63050

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,400 (+9.78%) Land $3,400 Building $46,000
2024			$260,100 (+9.79%) Land $18,000 Building $242,100
2023	$2,874.00	$45,000 Land $3,400 Building $41,600	$236,900 Land $18,000 Building $218,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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