Okaloosa County property record for 1482 Mill Creek Dr, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,965 sqft · built 2021 |
| Lot Size | 0.333 acres (14,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Jul 2020) |
| Tax Bill | $5,575 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Construction Loan Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-037-8494-8 |
| Primary APN | C56-001-037-8494-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,965 sqft Heated Area |
| Gross Area | 5,007 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 14,520 sqft (0.333 acres) |
| Garage Type | Mixed |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1482 MILL CREEK DR |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK FARMS LOT 16 BLK B |
| Legal Range | 24 |
| Legal Township | 03N |
| Legal Section | 08 |
| Legal Subdivision | MILL CREEK |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1482 MILL CREEK DR, BAKER, FL 32531-8439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2020 | Warranty Deed, Construction Loan · Construction Mortgage UNIVERSITY LENDING GROUP LLC |
| Sep 30, 2019 | Loan Modification, Mortgage UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2020 · Amount on Record |
| Deed Sale | Jul 7, 2020 · Amount on Record |
| Deed Document Number | 0034734872 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 7, 2020 |
| Property Address | 1482 MILL CREEK DR, BAKER, FL 32531-8439 |
| Document Number | 0034734874 |
| Book / Page | 3473 / 4874 |
| Map Reference | MB 25 PG 36-39 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 3371430 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 PARTIN DR N, 127, NICEVILLE, FL 32578-2055 |
| Name | Verified Name |
|---|---|
| Address | 1611 LENA ST, BAKER, FL 32531-8482 |
| Document Number | 0034734876 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 3473/4876 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1482 MILL CREEK DR, BAKER, FL 32531-8439 |
| Document Number | 0034223764 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055 |
| Document Number | 0034223764 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 003422/003764 |
| Instrument | 3309688 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | MILTON, FL 32570 |
| Amount | Amount Recorded |
|---|
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,575.00 (-2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $619,694 (-0.97%) Land $29,713 Building $589,981 | $619,694 (-4.09%) Land $29,713 Building $589,981 |
| 2023 | $5,689.00 (+11.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $625,750 (+11.82%) | $646,117 (+15.46%) Land $25,244 Building $620,873 |
| 2022 | $5,106.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $559,609 Land $23,592 Building $536,017 | $559,609 Land $23,592 Building $536,017 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures