1482 Keystone Ct, #D, Elgin, IL 60120 Property Records

Cook County property record for 1482 Keystone Ct, #D, Elgin, IL 60120

Property Summary

Property Type	Condominium
Details	2 bd · 1,200 sqft · built 2000
Lot Size	61 acres (2,658,600 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Dec 2023)
Tax Bill	$5,260 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-20-208-018-1185`

Property Details

APN / Parcel Number

Primary APN	`06-20-208-018-1185`
Alternative APN	`06202080171185`

Interior

Bedrooms	2 Beds
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	2,658,600 sqft

Location & Zoning

Street Address	1482 KEYSTONE CT, 58-4
City	ELGIN
State	IL
Zip	60120-7013
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	FIELDSTONE CONDO
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1013
Census Tract	804512

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1482 KEYSTONE CT, ELGIN, IL 60120-7013
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Sep 20, 2005 · Amount on Record
Deed Document Number	202313518
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 19, 2023
Property Address	1482 KEYSTONE CT # 58-4, 58-4, ELGIN, IL 60120-7013
Document Number	0035313518
Map Reference	DOC 08089911
Instrument Date	Dec 13, 2023
Instrument	2335313518
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 KEYSTONE CT, ELGIN, IL 60120-7013

Mortgage

Document Number	0035313519
Date	Dec 19, 2023
Instrument	2335313519

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,351 (+49.66%) Land $4,863 Building $22,488	$273,510 (+49.66%) Land $48,630 Building $224,880
2023	$5,260.00 (+2.9%)
2022	$5,112.00 (-3.29%)	$18,275 (+19.13%) Land $1,418 Building $16,857	$182,750 (+19.13%) Land $14,180 Building $168,570
2021	$5,286.00	$15,341 Land $1,013 Building $14,328	$153,410 Land $10,130 Building $143,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

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