1482 Key Pkwy, Frederick, MD 21702 Property Records

Frederick County property record for 1482 Key Pkwy, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,500 sqft · built 1979
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,844 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-054574`

Property Details

APN / Parcel Number

Primary APN	`02-054574`
Alternative APNs	`2054574` `054574`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	640 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,400 sqft (0.078 acres)
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	054574
Street Address	1482 KEY PKWY
City	FREDERICK
State	MD
Zip	21702-3737
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LT 65 SEC 5 3400 SQ KEY PARKWAY STONEGATE FARMS
Legal Subdivision	STONEGATE FARMS
Legal Lot Number	65
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3001
Census Tract	750507

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1482 Key Pkwy, a townhouse, is owned and occupied by two individuals who acquired it in March 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1482 KEY PKWY, FREDERICK, MD 21702-3737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Mar 9, 2020	Intrafamily Transfer, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
May 30, 2019	Individual Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020
Deed Sale	Mar 9, 2020
Prior Sale	May 30, 2019 · Amount on File
Deed Book / Page	13575 / 146
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0135750146
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1482 KEY PKWY, FREDERICK, MD 21702-3737
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 KEY PKWY, FREDERICK, MD 21702-3737

Mortgage

Document Number	0157680440
Date	Mar 3, 2022
Book Page	15768/440

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Mar 9, 2020
Property Address	1482 KEY PKWY, FREDERICK, MD 21702-3737
Document Number	0135750146
Book / Page	13575 / 146
Map Reference	MB 18 FO 145
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	HARVEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1482 KEY PKWY, FREDERICK, MD 21702-3737

Mortgage

Document Number	135750149
Date	Mar 9, 2020
Instrument	13575/0149

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

May 2019: Individual Deed, Transfer

Document Type	Individual Deed
Jurisdiction	FREDERICK MD
Recording Date	May 30, 2019
Property Address	1482 KEY PKWY, FREDERICK, MD 21702-3737
Document Number	0129950169
Book / Page	12995 / 0169
Map Reference	MB 18 FO 145
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1482 KEY PKWY, FREDERICK, MD 21702-3737

Mortgage

Document Number	129950175
Date	May 30, 2019
Instrument	12995/0175

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1482 Key Pkwy was $4,844, up 9.1% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,400 (+6.45%)	$311,000 (+19.34%) Land $85,000 Building $226,000
2025	$4,844.00 (+9.12%)	$260,600 Land $65,000 Building $195,600	$260,600 Land $65,000 Building $195,600
2024	$4,439.00 (+12.69%)
2023	$3,939.00	$214,267	$260,600 Land $65,000 Building $195,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1482 Key Pkwy in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1482 Key Pkwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

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