DeSoto County property record for 1482 John Thomas Cv, Hernando, MS 38632 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2025 |
| Square Footage | 4,082 sqft Adjusted Area |
| Occupancy | Owner Occupied |
| Last Sale | $365,617 (2026) |
| Tax Bill | $657.00 (2025) |
| Primary APN | 3-08-6-23-14-0-00010-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 4,082 sqft Adjusted Area |
| 1st Floor | 2,069 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Street Address | 1482 JOHN THOMAS CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1367 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHAPEL GROVE PUD PH 1 LOT 10 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 23 |
| Legal Subdivision | CHAPEL GROVE SUBDIVISION PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 3-08-6-23-14-0-00010-00
Assessment roll updated December 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1482 JOHN THOMAS CV, HERNANDO, MS 38632-1367 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2026 | Warranty Deed · Conventional Mortgage US BANK |
| Sep 11, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2026 · Amount on Record |
| Deed Sale | Jul 01, 2026 · Amount on Record |
| Prior Sale | Sep 11, 2024 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 1026 / 11503 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 01, 2026 |
| Property Address | 1482 JOHN THOMAS CV, HERNANDO, MS 38632-1367 |
| Document Number | 1026011503 |
| Book / Page | 1026 / 11503 |
| Instrument Date | Jun 29, 2026 |
| Record Updated | Jul 20, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1482 JOHN THOMAS CV, HERNANDO, MS 38632-1367 |
| Document Number | 5663073380, |
|---|---|
| Date | Jul 01, 2026 |
| Book Page | 5663/73380 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1482 JOHN THOMAS CV, HERNANDO, MS 38632-1367 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1230 MONTEITH AVE B, B, HERNANDO, MS 38632-7665 |
| Investor | Possibly a Property Investor |
| Document Number | 5661/88354 |
|---|---|
| Date | Sep 11, 2024 |
| Book Page | 5661/88354 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | May 30, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $657.00 | $5,625 Land $5,625 | $37,500 Land $37,500 |
1482 John Thomas Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 70th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 694 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures