1482 First Rock Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 1482 First Rock Rd, Prospect, VA 23960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,188 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Mar 2026)
Tax Bill	$626 (2025)
Deeds & Mortgages	May 2008 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009 A 10`

Property Details

APN / Parcel Number

Primary APN	`009 A 10`
Alternative APN	`14475`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,188 sqft Living Area
Basement Area	986 sqft
Unfinished Basement	986 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14475
Street Address	1482 FIRST ROCK RD
City	PROSPECT
State	VA
Zip	23960-7960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	601
Census Block Group	1
Census Block	1027
Census Tract	930202

Owner

Source: Prince Edward County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1482 FIRST ROCK RD, PROSPECT, VA 23960-7960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2008	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Mar 19, 2026	Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP
Aug 30, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	2026463
Record Updated	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	1482 FIRST ROCK RD, PROSPECT, VA 23960-7960
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02008/1194
Date	May 5, 2008
Book Page	2008/1194

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	Mar 19, 2026
Property Address	1482 FIRST ROCK RD, PROSPECT, VA 23960-7960
Document Number	0202600463
Map Reference	MB 1446 PG 7
Instrument Date	Mar 9, 2026
Instrument	202600463
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 FIRST ROCK RD, PROSPECT, VA 23960-7960

Mortgage

Document Number	0202600464
Date	Mar 19, 2026
Instrument	202600464

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	Aug 30, 2021
Property Address	1482 FIRST ROCK RD, PROSPECT, VA 23960-7960
Document Number	202101906
Instrument Date	Aug 5, 2021
Instrument	202101906
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 RAILROAD AVE, PROSPECT, VA 23960-2100

Tax Assessment & Valuation

Source: Prince Edward County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$626.00 (+16.14%)	$156,400 (+47.83%) Land $27,500 Building $128,900	$156,400 (+47.83%) Land $27,500 Building $128,900
2024	$539.00 (+6.31%)
2023	$507.00	$105,800 Land $20,000 Building $85,800	$105,800 Land $20,000 Building $85,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on First Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures