14814 Edgewater Cir, Naples, FL 34114 Property Records

Collier County property record for 14814 Edgewater Cir, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,515 sqft · built 2018
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on File
Last Sale	$630,000 (Nov 2023)
Tax Bill	$6,239 (2025)
Deeds & Mortgages	Nov 2023 Sale Feb 2021 Sale & Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`234865 1366B01`

Property Details

APN / Parcel Number

Primary APN	`234865 1366B01`
Alternative APN	`27746003548`

Interior

Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	4,356 sqft (0.1 acres)
Deck Area	420 sqft

Location & Zoning

Street Address	14814 EDGEWATER CIR
City	NAPLES
State	FL
Zip	34114-8974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL HARBOR PHASE II LOT 136
Legal Range	26
Legal Township	51
Legal Section	1
Legal Subdivision	CORAL HARBOR PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	136
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1020
Census Tract	11108

Owner

14814 Edgewater Cir is owner-occupied and held in a trust since November 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer LUTGERT TITLE, LUTGERT TITLE LLC
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Mar 3, 2021	Warranty Deed, Transfer ROSS TITLE AND ESCROW INC, ROSS TITLE & ESCROW INC
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 29, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Apr 20, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Feb 18, 2021 · Amount on File
Deed Document Number	20236474157
Deed Book / Page	6303 / 3674
Prior Transfer Date	Feb 16, 2021
Prior Transfer Doc	0059013266
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 7, 2023
Property Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974
Document Number	0063033674
Book / Page	6303 / 3674
Map Reference	MB 62 PG 1
Instrument Date	Nov 6, 2023
Instrument	6474157
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount on Record
Tax	$4,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 DOVER POINT RD, DOVER, NH 03820-4666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 18, 2021
Property Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974
Document Number	0058933794
Book / Page	5893 / 3794
Map Reference	MB 62 PG 1
Instrument Date	Feb 16, 2021
Instrument	6003407
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ROSS TITLE AND ESCROW INC, ROSS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,761.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14837 WINDWARD LN, 14837, NAPLES, FL 34114-8691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 DOVER POINT RD, DOVER, NH 03820-4666

Mortgage

Document Number	0058933796
Date	Feb 18, 2021
Instrument	5893/3796

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 3, 2021
Property Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974
Document Number	0059013266
Book / Page	5901 / 3266
Map Reference	MB 62 PG 1
Instrument Date	Feb 16, 2021
Instrument	6011726
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ROSS TITLE AND ESCROW INC, ROSS TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14837 WINDWARD LN, 14837, NAPLES, FL 34114-8691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 DOVER POINT RD, DOVER, NH 03820-4666

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056081878
Date	Mar 18, 2019
Book Page	5608/1878
Instrument	5685308

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Dec 1, 2033

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057141204
Date	Jan 8, 2020
Book Page	5714/1204
Instrument	5812363

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2034

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 29, 2018
Property Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974
Document Number	0055752768
Book / Page	5575 / 2768
Map Reference	MB62 PG1-4
Instrument Date	Nov 28, 2018
Instrument	5641897
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,326.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974

Mortgage

Document Number	0005641899
Date	Nov 29, 2018
Instrument	5641899

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2033

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 20, 2018
Property Address	14814 EDGEWATER CIR, NAPLES, FL 34114-8974
Document Number	0055000651
Book / Page	005500 / 000651
Instrument Date	Apr 18, 2018
Instrument	5543334
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,875.20
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 14814 Edgewater Cir was $6,239 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,405 (-17.15%) Land $152,460 Building $239,945	$392,405 (-17.15%) Land $152,460 Building $239,945
2025	$6,239.00 Homeowner's exemption	$473,631 Land $239,580 Building $234,051	$473,631 Land $239,580 Building $234,051
2023	$6,249.00 (+13.74%)	$419,084 (+1%)	$527,383 (+38.43%) Land $217,800 Building $309,583
2022	$5,494.00	$380,985 Land $121,206 Building $259,779	$380,985 Land $121,206 Building $259,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14814 Edgewater Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14814 Edgewater Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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