14810 Saint Cloud Dr, Houston, TX 77062 Property Records

Harris County property record for 14810 Saint Cloud Dr, Houston, TX 77062

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,169 sqft · built 1986
Lot Size	0.148 acres (6,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,250 (Sep 2023)
Tax Bill	$4,730 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`116-518-006-0026`

Property Details

APN / Parcel Number

Primary APN	`116-518-006-0026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
1st Floor Area	906 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,440 sqft (0.148 acres)
View / Lot	Neighborhood
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1165180060026
Street Address	14810 SAINT CLOUD DR
City	HOUSTON
State	TX
Zip	77062-2296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 BLK 6 BAY GLEN SEC 1
Legal Subdivision	BAY GLEN SEC 1
Legal Block	6
Legal Lot Number	26
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2004
Census Tract	340800

Owner

Source: Harris County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14810 SAINT CLOUD DR, HOUSTON, TX 77062-2296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 9, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Deed Document Number	2023340162
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Sep 5, 2023
Property Address	14810 SAINT CLOUD DR, HOUSTON, TX 77062-2296
Document Number	0000340162
Map Reference	VOL 334 PG 68
Instrument Date	Aug 29, 2023
Instrument	2023-340162
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14810 SAINT CLOUD DR, HOUSTON, TX 77062-2296

Mortgage

Document Number	0000340163
Date	Sep 5, 2023
Instrument	2023-340163

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14810 SAINT CLOUD DR, HOUSTON, TX 77062-2296
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14810 SAINT CLOUD DR, HOUSTON, TX 77062-2296

Mortgage

Document Number	0000071226
Date	Feb 9, 2022
Instrument	2022-71226

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14810 SAINT CLOUD DR, HOUSTON, TX 77062-2296
Document Number	0000035893
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14810 SAINT CLOUD DR HOUSTON TX 770622296, HOUSTON, TX 77062-2296

Mortgage

Document Number	0000035893
Date	Jan 22, 2021
Instrument	35893

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jan 21, 2043

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,730.00 (+68.33%) Homeowner's exemption Veteran's exemption	$304,347 (-10.63%) Land $75,768 Building $228,579	$304,347 (-10.63%) Land $75,768 Building $228,579
2024	$2,810.00 (+8.96%)
2023		$340,537 (+17.14%) Land $52,091 Building $288,446	$340,537 (+17.14%) Land $52,091 Building $288,446
2022	$2,579.00 (+18.85%) Homeowner's exemption	$290,703 Land $52,091 Building $238,612	$290,703 Land $52,091 Building $238,612
2020	$2,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	28 (1989–2019)
Claims Outside the SFHA	26 of 28
Most Recent Claim	May 2019 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Hurricane Ike, Sep 2008 · 2 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE CITY WATER AUTHORITY serves 89,702 people · EPA ID TX1010056
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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