1481 Wrenco Loop, Sandpoint, ID 83864 Property Records

Bonner County property record for 1481 Wrenco Loop, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,102 sqft · built 1973
Lot Size	12.5 acres (544,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP57N03W282750A`

Property Details

APN / Parcel Number

Primary APN	`RP57N03W282750A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,102 sqft Finished Area
1st Floor Area	3,102 sqft
Basement Area	1,536 sqft
Finished Basement	1,536 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	544,500 sqft (12.5 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1481 WRENCO LOOP
City	SANDPOINT
State	ID
Zip	83864-6372
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10
Legal Description	28-57N-3W TAX 6
Legal Range	03W
Legal Township	57N
Legal Section	28
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3016
Census Tract	950402

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1481 WRENCO LOOP, SANDPOINT, ID 83864-6372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 13, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 14, 2026
Transfer Doc	0001064427
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 14, 2026
Property Address	1481 WRENCO LOOP, SANDPOINT, ID 83864-6372
Document Number	0001064427
Instrument Date	Jul 14, 2026
Instrument	20261064427
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	May 13, 2026
Property Address	1481 WRENCO LOOP, SANDPOINT, ID 83864-6372
Document Number	0001061680
Instrument Date	May 8, 2026
Instrument	20261061680
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001061680,
Date	May 13, 2026
Instrument	20261061680

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1481 WRENCO LOOP, SANDPOINT, ID 83864-6372
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001019083
Date	Apr 19, 2023
Instrument	1019083

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,692 (+5.13%)	$576,692 (+5.13%)
2025	$1,780.00 (-13.97%) Homeowner's exemption	$548,545 (-11.93%) Land $227,242 Building $321,303	$548,545 (-11.93%) Land $227,242 Building $321,303
2023	$2,069.00 Homeowner's exemption	$622,854 Land $259,910 Building $362,944	$622,854 Land $259,910 Building $362,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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