1481 Welsh Rd, Reading, PA 19607 Property Records

Berks County property record for 1481 Welsh Rd, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,681 sqft · built 2017
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Apr 2014)
Tax Bill	$4,280 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4395-19-71-0853`

Property Details

APN / Parcel Number

Primary APN	`4395-19-71-0853`
Alternative APNs	`39-4395-19-71-0853` `39228000` `228000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,681 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	39228000
Street Address	1481 WELSH RD
City	READING
State	PA
Zip	19607-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	71
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3007
Census Tract	11601

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1481 WELSH RD, READING, PA 19607-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Feb 27, 2018	Loan Modification, Mortgage FULTON BK NA
Oct 12, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FULTON BK NA
Aug 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2014 · Amount on Record
Deed Sale	Apr 16, 2014 · Amount on Record
Deed Document Number	201411623
Last Transfer Date	Aug 15, 2017
Transfer Doc	0000030112
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1481 WELSH RD, READING, PA 19607-9336
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011216
Date	Mar 16, 2022
Instrument	2022011216

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	1481 WELSH RD, READING, PA 19607-9336
Document Number	0000007859
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 WELSH RD READING PA 196079336, READING, PA 19607-9336

Mortgage

Document Number	0000007859
Date	Mar 9, 2018
Instrument	7859

Lender

Name	FULTON BK NA
Address	VIRGINIA BEACH, VA 23462

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate	4.37%

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Oct 12, 2017
Property Address	1481 WELSH RD, READING, PA 19607-9336
Instrument Date	Oct 5, 2017
Instrument	37962
Transaction Type	Construction Loan
Record Updated	Dec 6, 2017
Title Company	STEWART ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 FERN AVE SHILLINGTON PA 196071631, SHILLINGTON, PA 19607-1631

Mortgage

Document Number	0000037962
Date	Oct 12, 2017
Instrument	37962

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Aug 17, 2017
Property Address	1481 WELSH RD, READING, PA 19607-9336
Document Number	0000030112
Instrument Date	Aug 15, 2017
Instrument	30112
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1216 FERN AVE READING PA 196071631, READING, PA 19607-1631

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,280.00 (+24.85%) Homeowner's exemption	$215,500 (-) Land $35,600 Building $179,900	$35,600 (-83.48%) Land $35,600
2024	$3,428.00	$215,500 Land $35,600 Building $179,900
1994			$215,500 Land $35,600 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1982–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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