1481 Silversmith Ln, Delaware, OH 43015 Property Records

Delaware County property record for 1481 Silversmith Ln, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,969 sqft · built 2004
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,900 (Jul 2020)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-320-27-014-000`

Property Details

APN / Parcel Number

Primary APN	`519-320-27-014-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,969 sqft Living Area
Gross Area	3,009 sqft
1st Floor Area	960 sqft
Upper Floors Area	1,009 sqft
Basement Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	1481 SILVERSMITH LN
City	DELAWARE
State	OH
Zip	43015-3455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9018 LANTERN CHASE SEC5 PT2
Legal Subdivision	LANTERN CHASE SEC5 PT2
Legal Lot Number	9018
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1010
Census Tract	10422

Owner

Source: Delaware County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1481 SILVERSMITH LN, DELAWARE, OH 43015-3455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit NETX MORTGAGE LLC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 27, 2020	Survivorship Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Mar 14, 2005 · Amount on Record
Deed Document Number	202027198
Deed Book / Page	1750 / 1600
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 28, 2026
Property Address	1481 SILVERSMITH LN, DELAWARE, OH 43015-3455
Document Number	0000020583
Instrument Date	Jul 17, 2026
Instrument	202620583
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 SILVERSMITH LN, DELAWARE, OH 43015-3455

Mortgage

Document Number	0000020583,
Date	Jul 28, 2026
Instrument	202620583

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2056

Interest

Rate	6.47%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	1481 SILVERSMITH LN, DELAWARE, OH 43015-3455
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	HEART/GOLD TITLE, HEART OF GOLD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042994
Date	Sep 29, 2021
Book Page	1904/1035
Instrument	202100042994

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 27, 2020
Property Address	1481 SILVERSMITH LN, DELAWARE, OH 43015-3455
Document Number	0000027198
Book / Page	1750 / 1600
Instrument Date	Jul 13, 2020
Instrument	202000027198
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FIRST OHIO TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1481 SILVERSMITH LN, DELAWARE, OH 43015-3455

Mortgage

Document Number	0000027199
Date	Jul 27, 2020
Instrument	202000027199

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,439.00 (+5.37%)	$109,350 (-) Land $21,880 Building $87,470	$312,400 (-) Land $62,500 Building $249,900
2024	$5,162.00 (-0.19%) Homeowner's exemption	$109,350 (-) Land $21,880 Building $87,470
2023	$5,172.00 Homeowner's exemption	$109,350 Land $21,880 Building $87,470	$312,400 Land $62,500 Building $249,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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