1481 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1481 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,165 sqft · built 1950
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Oct 2017)
Tax Bill	$5,124 (2023)
Deeds & Mortgages	May 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-33-0013`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-33-0013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	135 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1481 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	SECTION 10 TOWN 28 RANGE 23 W 54 FT OF E 244 FT OF PART N OF ...OF SW 1/4 OF SEC 10 TN 28 RN 23
Legal Range	23
Legal Township	28
Legal Section	10
Legal Quarter	3
Quarter-Quarter Section	13
Legal Subdivision	SECTION 10 TOWN 28 RANGE 23
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	36500

Owner

1481 Scheffer Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	2 Individual Names on File
Mailing Address	1481 SCHEFFER AVE, SAINT PAUL, MN 55116-2267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG
Oct 31, 2017	Warranty Deed, Transfer · Conventional with PMI TRADITION MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Deed Document Number	T02600516
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1481 SCHEFFER AVE, SAINT PAUL, MN 55116-2267
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02754450
Date	May 22, 2023
Instrument	T02754450

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 21, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1481 SCHEFFER AVE, SAINT PAUL, MN 55116-2267
Document Number	0002675382
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1481 SCHEFFER AVE ST PAUL MN 551162267, ST PAUL, MN 55116-2267

Mortgage

Document Number	0002675382
Date	Sep 18, 2020
Instrument	2675382

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 31, 2017
Property Address	1481 SCHEFFER AVE, SAINT PAUL, MN 55116-2267
Document Number	0002600516
Instrument Date	Oct 10, 2017
Instrument	2600516
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1481 SCHEFFER AVE ST PAUL MN 551162267, ST PAUL, MN 55116-2267

Mortgage

Document Number	2600517
Date	Oct 31, 2017
Instrument	2600517

Lender

Name	TRADITION MORTGAGE
Type	Funding / Finance Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,124.00 Homeowner's exemption	$314,100 Land $159,700 Building $154,400	$314,100 Land $159,700 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1481 Scheffer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1481 Scheffer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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