1481 S Prospectors Rd, Apache Junction, AZ 85119 Property Records

Pinal County property record for 1481 S Prospectors Rd, Apache Junction, AZ 85119

Property Summary

Property Type	Single Family Home
Details	2,061 sqft · built 1985
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Nov 2020)
Tax Bill	$1,283 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Nov 2020 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`103-12-022A`

Property Details

APN / Parcel Number

Primary APN	`103-12-022A`
Alternative APN	`10312022A9`

Interior

Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	2,765 sqft
1st Floor Area	2,061 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1481 S PROSPECTORS RD
City	APACHE JUNCTION
State	AZ
Zip	85119-8869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1A
Legal Description	THE SOUTH HALF OF THE NORTHWEST QUARTER OR THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 25 T OWNSHIP 01 NORTH RANGE 08 EAST EXCEPT THE WEST 25.00 FEET THEREOF AS DESCRIBED IN DOCKET 174 PAGE 538, 50.325 SQUARE FE
Legal Range	08E
Legal Township	01N
Legal Section	25
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	1
Census Block	1038
Census Tract	316

Owner

Source: Pinal County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 9, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 2, 2020	Quit Claim Deed, Transfer · Construction Mortgage LB ASSETS 5 LLC
Jun 2, 2020	Warranty Deed, Transfer LB ASSETS 5 LLC
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SILVA B ACOSTA
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AHT INVESTMENTS LLC
May 4, 2020	Correction Deed, Transfer NOT AVAILABLE
Mar 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	2020115506
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0000052025
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104879
Date	Dec 30, 2025
Instrument	2025-104879

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Nov 9, 2020
Property Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869
Document Number	0000115506
Instrument Date	Nov 6, 2020
Instrument	2020-115506
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4740 E HOPI CIR, 4740, MESA, AZ 85206-3387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869

Mortgage

Document Number	0000115507
Date	Nov 9, 2020
Instrument	2020-115507

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINAL AZ
Recording Date	Jun 2, 2020
Property Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869
Document Number	0000052025
Instrument Date	May 29, 2020
Instrument	52025
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	EMPIRE W TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 S PROSPECTORS RD APACHE JUNCTION AZ 851198869, APACHE JUNCTION, AZ 85119-8869

Mortgage

Document Number	52026
Date	Jun 2, 2020
Instrument	52026

Lender

Name	LB ASSETS 5 LLC
Address	2304 N YUCCA ST, CHANDLER, AZ 85224-2264

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2021

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jun 2, 2020
Property Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869
Document Number	0000052024
Instrument Date	May 28, 2020
Instrument	52024
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	941 E FAIRFIELD ST MESA AZ 852034915, MESA, AZ 85203-4915

Mortgage

Document Number	52026
Date	Jun 2, 2020
Instrument	52026

Lender

Name	LB ASSETS 5 LLC
Address	2304 N YUCCA ST, CHANDLER, AZ 85224-2264

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869
Document Number	0000047311
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1481 S PROSPECTORS RD APACHE JUNCTION AZ 851198869, APACHE JUNCTION, AZ 85119-8869

Mortgage

Document Number	0000047311
Date	May 20, 2020
Instrument	47311

Lender

Name	SILVA B ACOSTA
Address	861 E DOLPHIN AVE, MESA, AZ 85204-3401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 19, 2025

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869
Document Number	0000047310
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1481 S PROSPECTORS RD APACHE JUNCTION AZ 851198869, APACHE JUNCTION, AZ 85119-8869

Mortgage

Document Number	0000047310
Date	May 20, 2020
Instrument	47310

Lender

Name	AHT INVESTMENTS LLC
Address	1017 E GARFIELD ST, PHOENIX, AZ 85006-3237

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 19, 2025

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	PINAL AZ
Recording Date	May 4, 2020
Property Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869
Document Number	0000041625
Instrument Date	Apr 16, 2020
Instrument	41625
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 W 15TH LN APACHE JUNCTION AZ 851206217, APACHE JUNCTION, AZ 85120-6217

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINAL AZ
Recording Date	Mar 19, 2020
Property Address	1481 S PROSPECTORS RD, APACHE JUNCTION, AZ 85119-8869
Document Number	0000026663
Instrument Date	Mar 18, 2020
Instrument	26663
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 W 15TH LN APACHE JUNCTION AZ 851206217, APACHE JUNCTION, AZ 85120-6217

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$44,943 (+4.77%) Land $17,137 Building $27,806	$449,434 (+4.77%) Land $171,370 Building $278,064
2026		$42,895 (+3.93%) Land $16,894 Building $26,001	$428,953 (+3.93%) Land $168,939 Building $260,014
2025	$1,283.00 (+6.74%) Disabled Person's exemption	$41,272 (+8.93%)	$412,715 (+8.92%) Land $161,012 Building $251,703
2024		$37,890 Land $11,398 Building $26,492	$378,902 Land $113,982 Building $264,920
2023	$1,202.00 Disabled Person's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 57% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100

May also be available: Verizon.

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