McKean County property record for 1481 Rte 446, Eldred, PA 16731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1930 |
| Square Footage | 942 sqft Total Area |
| Lot Size | 68,825 sqft (1.58 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $87,000 (2020) |
| Tax Bill | $1,639.00 (2026) |
| Primary APN | 24-004.-205.02 |
|---|---|
| Alternative APN |
|
| Building Area | 942 sqft Total Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 68,825 sqft (1.58 acres) |
| Street Address | 1481 ROUTE 446 |
|---|---|
| City | ELDRED |
| State | PA |
| Zip | 16731-2211 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0943-0933 |
| Legal Subdivision | SUBDIVISION #04726 |
| Jurisdiction | MCKEAN PA |
| Minor Civil Division | KEATING |
| Census Blockgroup | 2 |
| Census Block | 2039 |
| Census Tract | 420600 |
Source: McKean County records · APN 24-004.-205.02
Assessment roll updated April 28, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1481 ROUTE 446, ELDRED, PA 16731-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Aug 11, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY |
| Mar 02, 2020 | Warranty Deed, Transfer · Stand Alone First Mortgage HAMLIN BANK & TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2020 · Amount on Record |
| Deed Sale | Mar 02, 2020 · Amount on Record |
| Deed Doc Number | 2020657 |
| Deed Book / Page | 943 / 933 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Jun 23, 2026 |
| Property Address | 1481 ROUTE 446, ELDRED, PA 16731-2211 |
| Document Number | 0000001935 |
| Book / Page | 1112 / 450 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1481 ROUTE 446, ELDRED, PA 16731-2211 |
| Document Number | 0000001935, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 1112/450 |
| Instrument | 20261935 |
| Name | NORTHWEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 17, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 1481 ROUTE 446, ELDRED, PA 16731-2211 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1481 ROUTE 446, ELDRED, PA 16731-2211 |
| Document Number | 986/861 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 986/861 |
| Instrument | 202103416 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | BRADFORD, PA 16701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 11, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Mar 02, 2020 |
| Property Address | 1481 ROUTE 446, ELDRED, PA 16731-2211 |
| Document Number | 000943/933 |
| Book / Page | 943 / 933 |
| Map Reference | MB 13 PG 348 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 202000657 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1481 ROUTE 446, ELDRED, PA 16731-2211 |
| Document Number | 0202000658 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 202000658 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 02, 2040 |
Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Keating Township |
| Unified School District | Smethport Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,639.00 (+3.6%) | $45,940 (-) Land $12,040 Building $33,900 | |
| 2024 | $1,582.00 | $45,940 Land $12,040 Building $33,900 | |
| 1998 | $45,940 Land $12,040 Building $33,900 |
Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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