1481 Kia Dr, Homestead, FL 33033 Property Records

Miami-Dade County property record for 1481 Kia Dr, Homestead, FL 33033

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,488 sqft · built 2006
Lot Size	0.066 acres (2,868 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2021)
Tax Bill	$7,412 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-7917-009-0350`

Property Details

APN / Parcel Number

Primary APN	`10-7917-009-0350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	2,868 sqft (0.066 acres)

Location & Zoning

Street Address	1481 KIA DR
City	HOMESTEAD
State	FL
Zip	33033-4908
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	2800
Legal Description	ESPLANADE PB 109-73 LOT 5 BLK 2 & PROP INT IN & TO COMMON ELEMENTS LOT SIZE 2868 SQ FT COC 24785-4044 07 2006 1
Legal Range	39E
Legal Township	57S
Legal Section	17
Legal Subdivision	ESPLANADE
Legal Block	2
Legal Lot Number	5
Jurisdiction	DADE FL
Township / Civil Division	HOMESTEAD
Census Block Group	3
Census Block	3000
Census Tract	11010

Owner

1481 Kia Dr, a townhouse, is owned and occupied by an individual who bought it in May 2021.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1481 KIA DR, HOMESTEAD, FL 33033-4908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 17, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 17, 2021	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Aug 11, 2010 · Amount on File
Deed Document Number	2021347930
Deed Book / Page	32511 / 4144
Prior Transfer Date	Jun 7, 2010
Prior Transfer Doc	0000540757
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	May 7, 2026
Property Address	1481 KIA DR, HOMESTEAD, FL 33033-4908
Document Number	0000314366
Book / Page	35292 / 4624
Instrument Date	Apr 7, 2026
Instrument	2026314366
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 KIA DR, HOMESTEAD, FL 33033-4908

Mortgage

Document Number	0000314366,
Date	May 7, 2026
Book Page	35292/4624
Instrument	2026314366

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Apr 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1481 KIA DR, HOMESTEAD, FL 33033-4908
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 KIA DR, HOMESTEAD, FL 33033-4908

Mortgage

Document Number	0000826073
Date	Nov 17, 2023
Book Page	33973/539
Instrument	2023R0826073

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	May 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 17, 2021
Property Address	1481 KIA DR, HOMESTEAD, FL 33033-4908
Document Number	0000347930
Book / Page	32511 / 4144
Map Reference	MB 109 PG 73
Instrument Date	May 4, 2021
Instrument	2021R0347930
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	HOMEPARTNERS TITLE INC, HOME PARTNERS TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20255 SW 280TH ST, 20255, HOMESTEAD, FL 33031-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 KIA DR, HOMESTEAD, FL 33033-4908

Mortgage

Document Number	0000004146
Date	May 17, 2021
Instrument	32511/4146

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Mortgage

Document Number	0000347932
Date	May 17, 2021
Book Page	32511/4157
Instrument	2021R0347932

Lender

Name	MIAMI DADE ECONOMIC ADVOCACY TRUST
Type	Non-Lending Institution
Address	MIAMI, FL 33128

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1481 Kia Dr was $7,412 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Homestead City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,412.00 Homeowner's exemption	$158,181	$235,200
2023	$2,893.00 (+7.83%) Homeowner's exemption	$149,247 (+3%)	$195,000 (+34.58%)
2022	$2,683.00 Homeowner's exemption	$144,900	$144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1481 Kia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1481 Kia Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOMESTEAD serves 80,000 people · EPA ID FL4130645
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SkyNet360 Fixed Wireless	160 / 35

May also be available: AT&T, Hotwire Communications.

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