1481 Cedar St, Hamilton, IL 62341 Property Records

Hancock County property record for 1481 Cedar St, Hamilton, IL 62341

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Sep 2018)
Tax Bill	$5,020 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`11-32-833-010`

Property Details

APN / Parcel Number

Primary APN	`11-32-833-010`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	1481 CEDAR ST
City	HAMILTON
State	IL
Zip	62341-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S32 T5 R8 O'HARRA'S ADD (EX .110 A. HGWY ROW & EX LOT A) BLK 15 MONTEBELLO
Legal Range	08
Legal Township	05
Legal Section	32
Legal Subdivision	O'HARRA'S ADD
Legal Block	15
Jurisdiction	HANCOCK IL
Township / Civil Division	MONTEBELLO
Census Block Group	4
Census Block	4043
Census Tract	954100

Owner

Source: Hancock County records · APN 11-32-833-010

Assessment roll updated July 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1481 CEDAR ST, HAMILTON, IL 62341-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IL
Property Address	1481 CEDAR ST, HAMILTON, IL 62341-1603
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 CEDAR ST, HAMILTON, IL 62341-1603

Mortgage

Document Number	0020251987
Date	Aug 18, 2025
Instrument	2025-1987

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 15, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated July 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Hancock County
County Subdivision	Montebello Township
Municipality	Hamilton City
Unified School District	Hamilton Community Consolidated School District 328 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,020.00 Homeowner's exemption	$64,919 (+5.34%) Land $8,048 Building $56,871	$194,757 (+5.34%) Land $24,144 Building $170,613
2024	$5,020.00 (+17.76%)	$61,628 (+14.76%) Land $7,640 Building $53,988
2023			$184,884 (+14.76%) Land $22,920 Building $161,964
2022	$4,263.00 Homeowner's exemption	$53,701 (+8.24%) Land $6,657 Building $47,044	$161,103 (+8.24%) Land $19,971 Building $141,132
2021		$49,613 Land $6,150 Building $43,463	$148,839 Land $18,450 Building $130,389

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
McDonough Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 82 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HAMILTON serves 2,753 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.