1481 Cape Sable Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 1481 Cape Sable Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,943 sqft · built 2001
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Jul 2006)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`26-36-26-26-C-2`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-26-C-2`
Alternative APNs	`26-36-26-26-0000C.0-0002.00` `2623164`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,943 sqft Living Area
Gross Area	3,845 sqft
1st Floor Area	2,487 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Width	80 ft Width
View / Lot	Conservation / Protected Area
Garage Type	Attached
Garage Area	665 sqft
Porch	Finished/Open Porch
Porch Area	237 sqft
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2623164
Street Address	1481 CAPE SABLE DR
City	MELBOURNE
State	FL
Zip	32940-1485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-13
Legal Description	SAWGRASS AT SUNTREE PHASE ONE LOT 2 BLOCK C
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS AT SUNTREE PHASE ONE
Legal Phase	1
Legal Block	C
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1001
Census Tract	64128

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1481 CAPE SABLE DR, MELBOURNE, FL 32940-1485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2006 · Amount on Record
Deed Sale	Jul 11, 2006 · Amount on Record
Prior Sale	Nov 30, 2001 · Amount on Record
Deed Document Number	2006206697
Deed Book / Page	5670 / 4609
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1481 CAPE SABLE DR, MELBOURNE, FL 32940-1485
Document Number	0086712958
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1481 CAPE SABLE DR MELBOURNE FL 329401485, MELBOURNE, FL 32940-1485

Mortgage

Document Number	0086712958
Date	Feb 24, 2020
Book Page	008671/002958
Instrument	43387

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2035

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,270 (+2.7%)	$547,300 (-2.61%)
2025	$4,472.00 (+9.72%) Homeowner's exemption	$323,540 (+5.98%)	$561,990 (-8.58%)
2023	$4,076.00 (+7.18%) Homeowner's exemption	$305,280 (+3%)	$614,740 (+15.07%) Land $143,000 Building $471,740
2022	$3,803.00 Homeowner's exemption	$296,390	$534,230 Land $126,500 Building $407,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20