1481 12th St, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 1481 12th St, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,722 sqft · built 2020
Lot Size0.144 acres (6,251 sqft)
Owner2 Individual Names on Record
Last Sale$549,000 (Oct 2023)
Tax Bill$7,901 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-001-121-8468-4

Property Details

APN / Parcel Number

Primary APNC62-001-121-8468-4
Alternative APNs
  • 01-28-15-65628-049-0011
  • 281501656280490011
  • R492976

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,722 sqft Living Area
Gross Area2,212 sqft
1st Floor Area1,722 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions100 ft deep x 63 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR492976
Street Address1481 12TH ST
CityPALM HARBOR
StateFL
Zip34683-4028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM HARBOR ESTATES BLK 49, N 1/2 OF LOT 1 (LYING IN N 02-28-15)
Legal Range15E
Legal Township28S
Legal Section1
Legal SubdivisionPALM HARBOR ESTATES
Legal Block49
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1032
Census Tract27206

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1481 12TH ST, PALM HARBOR, FL 34683-4028
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Sep 16, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Prior SaleSep 16, 2020 · Amount on Record
Deed Document Number2023276468
Deed Book / Page22607 / 406
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 27, 2023
Property Address1481 12TH ST, PALM HARBOR, FL 34683-4028
Document Number0226070406
Book / Page22607 / 406
Map ReferenceMB 18 PG 43
Instrument DateOct 19, 2023
Instrument2023276468
Transaction TypeTransfer
Record UpdatedNov 14, 2023
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,843.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address521 BERKSHIRE CT, ORANGE PARK, FL 32073-5088

Transferred To (Grantee/Buyer)

NameVerified Name
Address1481 12TH ST, PALM HARBOR, FL 34683-4028

Mortgage

Document Number0022607408
DateOct 27, 2023
Instrument22607/408
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 16, 2020
Property Address1481 12TH ST, PALM HARBOR, FL 34683-4028
Document Number0211670198
Book / Page21167 / 198
Map ReferenceMB 18 PG 43
Instrument DateSep 1, 2020
Instrument2020275892
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyWOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,729.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4365 ALT 19, 4365, PALM HARBOR, FL 34683-1425

Transferred To (Grantee/Buyer)

NameVerified Name
Address1481 12TH ST, PALM HARBOR, FL 34683-4028

Mortgage

Document Number0021167200
DateSep 16, 2020
Instrument21167/200
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,901.00 (+39.42%) Homeowner's exemption$472,042 (+34.76%)$545,654 (+16.6%) Land $135,966 Building $409,688
2023$5,667.00 (+2.76%) Homeowner's exemption$350,285 (+3%)$467,986 (+13.37%) Land $156,353 Building $311,633
2022$5,515.00 Homeowner's exemption$340,083$412,813 Land $158,223 Building $254,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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