1481 115th St, Luverne, MN 56156 Property Records

Rock County property record for 1481 115th St, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1996
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,880 (2026)
Deeds & Mortgages	Feb 2005 Mortgage Feb 2009 Mortgage + 6 more
APN	`06-0068-001`

Property Details

APN / Parcel Number

Primary APN	`06-0068-001`

Interior

Building Area	1,512 sqft Living Area
Basement Area	910 sqft
Finished Basement	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	168 sqft
Deck Area	390 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1481 115TH ST
City	LUVERNE
State	MN
Zip	56156-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SCHMIDT ADDITION SUBDIVISION
Legal Block	1
Legal Lot Number	1
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	3
Census Block	3000
Census Tract	570300

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1481 115TH ST, LUVERNE, MN 56156-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2005	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
Feb 2, 2009	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK NA
May 20, 2008	Deed of Trust, Mortgage MINNWEST BANK LUVERNE
Feb 6, 2013	Deed of Trust, Mortgage · Conventional Mortgage EVERBANK.COM
Jan 2, 2008	Deed of Trust, Mortgage MINNWEST BANK LUVERNE
Feb 4, 2026	Affidavit of Death of Joint Tenant, Transfer
Sep 18, 2025	Affidavit of Death of Joint Tenant, Transfer
Mar 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021
Deed Sale	Mar 12, 2021
Deed Document Number	2021199551
Last Transfer Date	Sep 18, 2025
Transfer Doc	0000208799
Record Updated	Sep 20, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1481 115TH ST, LUVERNE, MN 56156-4201
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000160805
Date	Feb 16, 2005
Instrument	160805

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2020

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1481 115TH ST, LUVERNE, MN 56156-4201
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000170658
Date	Feb 2, 2009
Instrument	170658

Lender

Name	HERITAGE BANK NA
Address	WILLMAR, MN 56201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2024

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1481 115TH ST, LUVERNE, MN 56156-4201
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000169088
Date	May 20, 2008
Instrument	169088

Lender

Name	MINNWEST BANK LUVERNE
Address	LUVERNE, MN 56156

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 15, 2011

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1481 115TH ST, LUVERNE, MN 56156-4201
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000181254
Date	Feb 6, 2013
Instrument	181254

Lender

Name	EVERBANK.COM
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2028

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1481 115TH ST, LUVERNE, MN 56156-4201
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000168098
Date	Jan 2, 2008
Instrument	168098

Lender

Name	MINNWEST BANK LUVERNE
Address	LUVERNE, MN 56156

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Dec 26, 2012

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ROCK MN
Recording Date	Feb 4, 2026
Property Address	1481 115TH ST, LUVERNE, MN 56156-4201
Document Number	0000209476
Instrument Date	Jan 13, 2026
Instrument	209476
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 S MOGEN AVE, SIOUX FALLS, SD 57108-5705

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ROCK MN
Recording Date	Sep 18, 2025
Property Address	1481 115TH ST, LUVERNE, MN 56156-4201
Document Number	0000208799
Instrument Date	Sep 11, 2025
Instrument	208799
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 S MOGEN AVE, SIOUX FALLS, SD 57108-5705

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Mar 12, 2021
Property Address	1481 115TH ST, LUVERNE, MN 56156-4201
Document Number	0000199551
Instrument Date	Mar 8, 2021
Instrument	199551
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	307 E BROWN ST, LUVERNE, MN 56156

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
County Subdivision	Luverne Township
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,880.00 (+4.56%)	$370,000 (+1.59%) Land $31,600 Building $338,400	$370,000 (+1.59%) Land $31,600 Building $338,400
2025	$1,798.00 (+0.56%)	$364,200 (+9.67%) Land $31,600 Building $332,600	$364,200 (+9.67%) Land $31,600 Building $332,600
2023	$1,788.00	$332,100 Land $25,000 Building $307,100	$332,100 Land $25,000 Building $307,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2022)
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rock County Rural Water System serves 2,919 people · EPA ID MN1670007
Water Source	Purchased surface water from LEWIS AND CLARK REGIONAL WATER SYSTE
Last State Inspection	May 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.61 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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