14809 Zig Zag Rd, Albion, NY 14411 Property Records

Orleans County and Gaines Town property record for 14809 Zig Zag Rd, Albion, NY 14411

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,684 sqft · built 1975
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on Record
Tax Bill$4,803 (2026)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN342889 62.-1-27

Property Details

APN / Parcel Number

Primary APN342889 62.-1-27
Alternative APNs
  • 28890620000001027000
  • 0494-07

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area1,108 sqft
Basement Area576 sqft
Finished Basement576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area39,640 sqft (0.91 acres)
Garage TypeMixed
Garage Area1,104 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area376 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address14809 ZIG ZAG RD
CityALBION
StateNY
Zip14411-9771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number27.000
JurisdictionORLEANS NY
Township / Civil DivisionGAINES
Census Block Group1
Census Block1013
Census Tract40603

Owner

Source: Orleans County and Gaines Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address14809 ZIG ZAG RD, ALBION, NY 14411-9771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORLEANS NY
Property Address14809 ZIG ZAG RD, ALBION, NY 14411-9771
Transaction TypeMortgage
Record UpdatedApr 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000858/0000005017
DateSep 10, 2018
Book Page0000000858/0000005017
Instrument000000099598
Lender
NameHOME EQUITY CONVERSION
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orleans County and Gaines Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrleans County
County SubdivisionGaines Town
Unified School DistrictAlbion Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,803.00 (-24.84%) Homeowner's exemption Senior Citizen's exemption
2025$6,390.00 (+104.68%)$199,400 (+52.33%) Land $14,700 Building $184,700$209,900 (+33.1%) Land $15,474 Building $194,426
2023$130,900 Land $14,200 Building $116,700$157,700 Land $17,107 Building $140,593
2020$3,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
North Shore Networks
Fixed Wireless
250 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Zig Zag Rd

Nearby Streets

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