14809 Pennfield Cir, Apt 406, Silver Spring, MD 20906 Property Records

Montgomery County property record for 14809 Pennfield Cir, Apt 406, Silver Spring, MD 20906

Property Summary

Property Type	Condominium
Details	1,319 sqft · built 1996
Lot Size	0.046 acres (2,050 sqft)
Owner	2 Trust Names on File
Last Sale	$350,000 (Jan 2026)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-03143801`

Property Details

APN / Parcel Number

Primary APN	`13-03143801`
Alternative APNs	`1303143801 13` `03143801`

Interior

Units	54 Units
Building Area	1,319 sqft Living Area
1st Floor Area	1,319 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	2,050 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03143801
Street Address	14809 PENNFIELD CIR, 406
City	SILVER SPRING
State	MD
Zip	20906-1594
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R20
Legal Description	UN 406 VILLA CORTESE AT LEISURE WORLD
Legal Subdivision	LEISURE WORLD PH 1
Legal Block	1
Legal Unit	406
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1005
Census Tract	703216

Owner

14809 Pennfield Cir, Apt 406 is held in a trust since January 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14809 PENNFIELD CIR, 406, SILVER SPRING, MD 20906-1594
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 5, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Dec 28, 2018	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 19, 2017	Grant Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Book / Page	69998 / 171
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 2, 2026
Property Address	14809 PENNFIELD CIR, 406, SILVER SPRING, MD 20906-1594
Document Number	7055000009
Book / Page	70557 / 9
Instrument Date	May 20, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14809 PENNFIELD CIR, 406, SILVER SPRING, MD 20906-1594

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 5, 2026
Property Address	14809 PENNFIELD CIR APT 406, 406, SILVER SPRING, MD 20906-1594
Document Number	0699980171
Book / Page	69998 / 171
Map Reference	MB 69 PL 7068
Instrument Date	Dec 17, 2025
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14809 PENNFIELD CIR APT 406, 406, SILVER SPRING, MD 20906-1594

Mortgage

Document Number	0069998177
Date	Jan 5, 2026
Instrument	69998/177

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14809 PENNFIELD CIR APT 406, 406, SILVER SPRING, MD 20906-1594
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600730451
Date	Jul 17, 2020
Book Page	60073/451

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14809 PENNFIELD CIR APT 406, 406, SILVER SPRING, MD 20906-1594
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0596690146
Date	May 27, 2020
Book Page	59669/146

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 28, 2018
Property Address	14809 PENNFIELD CIR APT 406, 406, SILVER SPRING, MD 20906-1594
Document Number	0570310196
Book / Page	57031 / 196
Map Reference	MB 69 PL 7068
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14809 PENNFIELD CIR APT 406, 406, SILVER SPRING, MD 20906-1594

Mortgage

Document Number	0057031203
Date	Dec 28, 2018
Instrument	57031/203

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 19, 2017
Property Address	14809 PENNFIELD CIR APT 406, 406, SILVER SPRING, MD 20906-1594
Document Number	0535910471
Book / Page	053591 / 000471
Instrument Date	Dec 9, 2016
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14809 PENNFIELD CIR #406 SILVER SPRING MD 209061594, 406, SILVER SPRING, MD 20906-1594

Mortgage

Document Number	535910479
Date	Jan 19, 2017
Book Page	053591/000479

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14809 Pennfield Cir, Apt 406 was $3,475.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,667 (+2.84%)	$310,000 (-) Land $93,000 Building $217,000
2025	$3,475.00	$293,333	$310,000 Land $93,000 Building $217,000
2023		$285,000 Land $85,500 Building $199,500	$285,000 Land $85,500 Building $199,500
2022	$3,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14809 Pennfield Cir, Apt 406 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14809 Pennfield Cir, Apt 406 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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