14809 Opal Ridge Pl, Wimauma, FL 33598 Property Records

Hillsborough County property record for 14809 Opal Ridge Pl, Wimauma, FL 33598

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 2018
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2018)
Tax Bill	$5,405 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077952-7246`

Property Details

APN / Parcel Number

Primary APN	`077952-7246`
Alternative APN	`U283120A8D000041000050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	1,863 sqft
1st Floor Area	1,451 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0779527246
Street Address	14809 OPAL RIDGE PL
City	WIMAUMA
State	FL
Zip	33598-7420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	AYERSWORTH GLEN PHASE 3C LOT 5 BLOCK 41
Legal Range	20E
Legal Township	31S
Legal Section	28
Legal Subdivision	AYERSWORTH GLEN PHASE 3C
Legal Block	41
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1074
Census Tract	13913

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 12, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 12, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 6, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG LLC/DE (FN)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	201887001
Deed Book / Page	25599 / 475
Last Transfer Date	May 22, 2025
Transfer Doc	0000226189
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420

Mortgage

Document Number	0000407423
Date	Sep 12, 2023
Instrument	2023407423

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2063

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420
Transaction Type	Mortgage
Record Updated	Apr 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420

Mortgage

Document Number	0000164777
Date	Mar 30, 2022
Instrument	2022164777

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Mar 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420

Mortgage

Document Number	0000237762
Date	May 12, 2021
Instrument	2021237762

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Mar 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420

Mortgage

Document Number	2021237762
Date	May 12, 2021
Instrument	2021237762

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Mar 1, 2048

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 6, 2018
Property Address	14809 OPAL RIDGE PL, WIMAUMA, FL 33598-7420
Document Number	0255990475
Book / Page	025599 / 000475
Instrument Date	Feb 26, 2018
Instrument	87001
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14809 OPAL RIDGE PL WIMAUMA FL 335987420, WIMAUMA, FL 33598-7420

Mortgage

Document Number	255990479
Date	Mar 6, 2018
Book Page	025599/000479
Instrument	87002

Lender

Name	EAGLE HM MTG LLC/DE (FN)
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Mortgage

Document Number	255990491,
Date	Mar 6, 2018
Book Page	025599/000491
Instrument	87003

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,171 (+2.7%)	$221,969 (-3.14%) Land $60,632 Building $161,337
2025	$5,405.00 (+7.54%) Homeowner's exemption	$164,723 (+5.99%)	$229,171 (+4.21%) Land $65,296 Building $163,875
2024	$5,026.00 (+3.27%)
2023	$4,867.00 (+8.04%) Homeowner's exemption	$155,418 (+3%)	$219,905 (+1.99%) Land $60,632 Building $159,273
2022	$4,505.00 Homeowner's exemption	$150,891	$215,604 Land $51,304 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 352 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	352 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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