14809 Nichols Rd, Hebron, IL 60034 Property Records

McHenry County property record for 14809 Nichols Rd, Hebron, IL 60034

Property Summary

Property TypeRural Home
Details1 ba · 1,942 sqft · built 1900
Lot Size80 acres (3,484,800 sqft)
OwnerOwner Name on File
Deeds & MortgagesJan 2024 Line of Credit
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-01-300-002

Property Details

APN / Parcel Number

Primary APN02-01-300-002

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,942 sqft Living Area
Basement Area330 sqft

Exterior

Year BuiltBuilt 1900
Lot Area3,484,800 sqft (80 acres)

Location & Zoning

Street Address14809 NICHOLS RD
CityHEBRON
StateIL
Zip60034-9623
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDOC 2013R0010920 E1/2 SW1/4
Legal Range06E
Legal Township46N
Legal Section01
Legal Tract80
Legal Block300
JurisdictionMCHENRY IL
Township / Civil DivisionALDEN
Census Block Group2
Census Block2001
Census Tract870200

Owner

The current owner of 14809 Nichols Rd acquired it in February 2013.

Source: McHenry County records, as of May 13, 2024

Owner of RecordOwner Name on File
Mailing Address14809 NICHOLS RD, HEBRON, IL 60034-9623
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Deed of Trust, Mortgage · Line of Credit
SAUK VALLEY BANK & TRUST COMPANY
Oct 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
SAUK VALLEY BANK & TRUST COMPANY
Nov 13, 2019Deed of Trust, Mortgage · Line of Credit
SAUK VLY BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleFeb 16, 2012
Last Transfer DateFeb 28, 2013
Transfer Doc0000010920
Record UpdatedJun 7, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address14809 NICHOLS RD, HEBRON, IL 60034-9623
Transaction TypeMortgage
Record UpdatedFeb 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001502
DateJan 22, 2024
Instrument2024R0001502
Lender
NameSAUK VALLEY BANK & TRUST COMPANY
TypeBank
AddressHARVARD, IL 60033
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address14809 NICHOLS RD, HEBRON, IL 60034-9623
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035281
DateOct 14, 2022
Instrument2022R0035281
Lender
NameSAUK VALLEY BANK & TRUST COMPANY
TypeBank
AddressHARVARD, IL 60033
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueOct 13, 2027

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address14809 NICHOLS RD, HEBRON, IL 60034-9623
Document Number0000039614
Instrument DateNov 13, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address14809 NICHOLS RD HEBRON IL 600349623, HEBRON, IL 60034-9623

Mortgage

Document Number0000039614
DateNov 19, 2019
Instrument39614
Lender
NameSAUK VLY BK&TR
TypeBank
AddressHARVARD, IL 60033
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueNov 18, 2024
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlden Township
Unified School DistrictAlden-Hebron School District 19 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$78,340 Land $29,220 Building $49,120$235,020 Land $87,660 Building $147,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14809 Nichols Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2002–2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14809 Nichols Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Nichols Rd

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