Washington County property record for 14809 Clear Spring Rd, Williamsport, MD 21795
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,296 sqft · built 1961 |
| Lot Size | 0.16 acres (6,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,000 (Jan 2017) |
| Tax Bill | $2,210 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-000326 |
| Primary APN | 23-000326 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Total Area |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 6,960 sqft (0.16 acres) |
| Lot Dimensions | 87 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 464 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 000326 |
|---|---|
| Street Address | 14809 CLEAR SPRING RD |
| City | WILLIAMSPORT |
| State | MD |
| Zip | 21795-3052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | 80 X 87 .160 ACRES 14809 CLEAR SPRING RD |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 23, WILSONS |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 11700 |
14809 Clear Spring Rd is owned and occupied by two individuals who acquired it in August 2021.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14809 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 19, 2022 | Deed of Trust, Mortgage · ARM M & T BANK |
| Sep 23, 2021 | Intrafamily Transfer, Transfer |
| Jul 24, 2017 | Grant Deed, Transfer · Conventional with PMI M&T BK |
| Jan 4, 2017 | Deed, Transfer · Commercial Mortgage MIDDLETOWN VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on File |
| Deed Sale | Jan 4, 2017 · Amount on File |
| Deed Document Number | 20175408-0087 |
| Deed Book / Page | 5408 / 87 |
| Last Transfer Date | Aug 2, 2021 |
| Transfer Doc | 0067680135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 14809 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3052 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0072920209 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 7292/209 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 14809 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3052 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | LAFAYETTE STLMT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0070600484 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 7060/484 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 23, 2021 |
| Property Address | 14809 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3052 |
| Document Number | 0067680135 |
| Book / Page | 6768 / 135 |
| Instrument Date | Aug 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14809 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 24, 2017 |
| Property Address | 14809 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3052 |
| Document Number | 0055500237 |
| Book / Page | 005550 / 000237 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Title Company | OLDE STONE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 14809 CLEAR SPRING RD WILLIAMSPORT MD 217953052, WILLIAMSPORT, MD 21795-3052 |
| Document Number | 55500243 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 005550/000243 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 4, 2017 |
| Property Address | 14809 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3052 |
| Document Number | 0054080087 |
| Book / Page | 5408 / 0087 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 5408-0087 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Not Readable on Document |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 24 S CONOCOCHEAGUE ST, WILLIAMSPORT, MD 21795-1515 |
| Document Number | 0054080092 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 5408/0092 |
| Instrument | 5408-0092 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 14809 Clear Spring Rd was $2,210 with a homeowner's exemption, up 5.5% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,210.00 (+5.54%) Homeowner's exemption | $374,300 (+11.51%) Land $40,000 Building $334,300 | $374,300 (-) Land $40,000 Building $334,300 |
| 2025 | $2,094.00 (+5.54%) Homeowner's exemption | $335,667 | $374,300 Land $40,000 Building $334,300 |
| 2024 | $1,984.00 (+8.47%) | ||
| 2023 | $1,829.00 Homeowner's exemption | $258,400 Land $40,000 Building $218,400 | $258,400 Land $40,000 Building $218,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14809 Clear Spring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14809 Clear Spring Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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