Pinellas County property record for 14809 Bay Dr, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,655 sqft · built 1976 |
| Lot Size | 0.184 acres (8,054 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (May 2024) |
| Tax Bill | $6,621 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-9851-7 |
| Primary APN | C62-000-750-9851-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,655 sqft Heated Area |
| 1st Floor Area | 1,655 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,054 sqft (0.184 acres) |
| Lot Dimensions | 114 ft deep x 71 ft wide |
| Garage Area | 509 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 426 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R190433 |
|---|---|
| Old Parcel Number | 153018054180130040 |
| Street Address | 14809 BAY DR |
| City | LARGO |
| State | FL |
| Zip | 33774-4833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYVIEW ESTATES OF INDIAN ROCKS 4TH ADD BLK M, LOT 4 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 18 |
| Legal Subdivision | BAYVIEW ESTATES OF INDIAN ROCKS 4TH ADD |
| Legal Block | M |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 25205 |
14809 Bay Dr is owned and occupied by an individual who bought it in May 2024.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 14809 BAY DR, LARGO, FL 33774-4833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on File |
| Deed Sale | May 28, 2024 · Amount on File |
| Prior Sale | Nov 25, 2003 · Amount on File |
| Deed Document Number | 2024135687 |
| Deed Book / Page | 22812 / 1391 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 14809 Bay Dr was $6,621 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,621.00 Homeowner's exemption | $401,386 | $401,386 Land $168,366 Building $233,020 |
| 2023 | $2,049.00 (+6.06%) Homeowner's exemption Senior Citizen's exemption | $137,711 (+3%) | $348,500 (+17.42%) Land $169,079 Building $179,421 |
| 2022 | $1,932.00 Homeowner's exemption Senior Citizen's exemption | $133,700 | $296,793 Land $148,776 Building $148,017 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14809 Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 313 units insured incl. 195 condo units |
| Nearby Flood Claims | 34 (1979–2026) |
| Claims Outside the SFHA | 14 of 34 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14809 Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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