14809 228th Ave SE, Monroe, WA 98272 Property Records

Snohomish County property record for 14809 228th Ave SE, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,473 sqft · built 2007
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,500 (Jul 2015)
Tax Bill	$7,547 (2026)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0243-000-060-00`

Property Details

APN / Parcel Number

Primary APN	`0243-000-060-00`
Alternative APNs	`010243-000-060-00` `4353779`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,473 sqft Living Area
Gross Area	4,188 sqft
1st Floor Area	1,598 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4353779
Street Address	14809 228TH AVE SE
City	MONROE
State	WA
Zip	98272-9467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-20,000
Legal Description	SECTION 04 TOWNSHIP 27 RANGE 07 QUARTER NW COUGAR RIDGE BLK 000 D-00 LOT 60
Legal Range	07
Legal Township	27
Legal Section	04
Legal Subdivision	COUGAR RIDGE
Legal Block	000 D
Legal Lot Number	60
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3001
Census Tract	52207

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14809 228TH AVE SE, MONROE, WA 98272-9467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2015 · Amount on Record
Deed Sale	Jul 17, 2015 · Amount on Record
Prior Sale	Mar 16, 2007 · Amount on Record
Deed Document Number	2015344
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	14809 228TH AVE SE, MONROE, WA 98272-9467
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000415
Date	Feb 25, 2022
Instrument	202202250415

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,547.00 (+6.4%)	$959,000 (+1.11%) Land $346,500 Building $612,500	$959,000 (+1.11%) Land $346,500 Building $612,500
2023	$7,093.00 (+5.87%)	$948,500 (+34.06%) Land $343,900 Building $604,600	$948,500 (+34.06%) Land $343,900 Building $604,600
2022	$6,700.00	$707,500 Land $223,300 Building $484,200	$707,500 Land $223,300 Building $484,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	39 (1980–2015)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Nov 2015 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2015 · 6 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 9 claims Severe Storms & Flooding, Nov 1990 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER DISTRICT serves 3,121 people · EPA ID WA5332850
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Oct 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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