1480 River Dr, Havelock, NC 28532 Property Records

Craven County property record for 1480 River Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,075 sqft · built 1981
Lot Size	0.468 acres (20,405 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Oct 2025)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`5-019-063`

Property Details

APN / Parcel Number

Primary APN	`5-019-063`
Alternative APN	`80005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	1,373 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,405 sqft (0.468 acres)
Garage Type	Attached
Pool Area	354 sqft
Deck Area	88 sqft
Boat House	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	80005
Street Address	1480 RIVER DR
City	HAVELOCK
State	NC
Zip	28532-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS CRK 2 W/S .47
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	961303

Owner

1480 River Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1480 RIVER DR, HAVELOCK, NC 28532-8720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES AN ASS
Sep 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DENISE ROUNTREE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Prior Sale	Sep 17, 2021 · Amount on File
Deed Document Number	20257297
Deed Book / Page	3855 / 959
Prior Transfer Date	May 21, 1976
Prior Transfer Doc	0867000526
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 14, 2025
Property Address	1480 RIVER DR, HAVELOCK, NC 28532-8720
Document Number	003855/959
Book / Page	3855 / 959
Instrument Date	Oct 13, 2025
Instrument	10147297
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 S FAYETTEVILLE ST, LIBERTY, NC 27298-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 RIVER DR, HAVELOCK, NC 28532-8720

Mortgage

Document Number	0003855963
Date	Oct 14, 2025
Instrument	3855/963

Lender

Name	AFFILIATED MORTGAGE SERVICES AN ASS
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 17, 2021
Property Address	1480 RIVER DR, HAVELOCK, NC 28532-8720
Document Number	3690/1223
Book / Page	3690 / 1223
Instrument Date	Sep 8, 2021
Instrument	10083400
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6856 FRANKS CREEK RD, 6856, HAHIRA, GA 31632-3504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1480 RIVER DR, HAVELOCK, NC 28532-8720

Mortgage

Document Number	36901228
Date	Sep 17, 2021
Instrument	3690/1228

Lender

Name	DENISE ROUNTREE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	37 Months
Due	Oct 17, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1480 River Dr was $1,159.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,330 (-) Land $101,250 Building $332,080	$433,330 (-) Land $101,250 Building $332,080
2025	$1,159.00	$433,330 Land $101,250 Building $332,080	$433,330 Land $101,250 Building $332,080
2023	$1,087.00 (+7.41%)	$217,990 (+34.57%) Land $101,250 Building $116,740	$217,990 Land $101,250 Building $116,740
2022	$1,012.00	$161,990 Land $90,000 Building $71,990
2018			$161,990 Land $90,000 Building $71,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1480 River Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1480 River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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