1480 Osprey Ave, Naples, FL 34102 Property Records

Collier County property record for 1480 Osprey Ave, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,701 sqft · built 1965
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$1,750,000 (Mar 2021)
Tax Bill	$14,371 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`053800 645A10`

Property Details

APN / Parcel Number

Primary APN	`053800 645A10`
Alternative APNs	`08482240008014600645` `08482240008` `8482240008`

Interior

Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,701 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Waterfront
Pool Area	392 sqft
Deck Area	875 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	1480 OSPREY AVE
City	NAPLES
State	FL
Zip	34102-3464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	GOLDEN SHORES LOT 64
Legal Range	25
Legal Township	50
Legal Section	10
Legal Subdivision	GOLDEN SHORES
Legal Tract	053800
Legal Block	1
Legal Lot Number	64
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	600

Owner

1480 Osprey Ave is owned by a company that bought it in March 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	1480 OSPREY AVE, NAPLES, FL 34102-3464
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · ARM BOFI FEDERAL BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Mar 5, 2021	Warranty Deed, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Prior Sale	Aug 26, 1997 · Amount on File
Deed Document Number	20216013177
Deed Book / Page	5903 / 1218
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1480 OSPREY AVE, NAPLES, FL 34102-3464
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054441897
Date	Oct 30, 2017
Book Page	5444/1897
Instrument	5464674

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1480 OSPREY AVE, NAPLES, FL 34102-3464
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	UNISOURCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 OSPREY AVE, NAPLES, FL 34102-3464

Mortgage

Document Number	0058143663
Date	Sep 14, 2020
Book Page	5814/3663
Instrument	5922219

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 5, 2021
Property Address	1480 OSPREY AVE, NAPLES, FL 34102-3464
Document Number	0059031218
Book / Page	5903 / 1218
Map Reference	MB 3 PG 25
Instrument Date	Mar 4, 2021
Instrument	6013177
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$12,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 GLADES BLVD APT 3, 30, NAPLES, FL 34112-5044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1480 OSPREY AVE, NAPLES, FL 34102-3464

Tax Assessment & Valuation

The 2025 property tax bill for 1480 Osprey Ave was $14,371.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,299,679 (-13.62%) Land $1,120,500 Building $179,179	$1,299,679 (-13.62%) Land $1,120,500 Building $179,179
2025	$14,371.00	$1,504,606 Land $1,293,750 Building $210,856	$1,504,606 Land $1,293,750 Building $210,856
2023	$15,407.00 (-0.29%)	$1,579,658 (+5.36%) Land $1,530,000 Building $49,658	$1,579,658 (+5.36%) Land $1,530,000 Building $49,658
2022	$15,452.00	$1,499,341 Land $1,299,375 Building $199,966	$1,499,341 Land $1,299,375 Building $199,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1480 Osprey Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 406 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	961 units insured incl. 555 condo units
Nearby Flood Claims	440 (1980–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 65 claims Hurricane Ian, Oct 2022 · 160 claims Hurricane Ian, Sep 2022 · 152 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1480 Osprey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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