1480 Lucerne Loop Rd NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1480 Lucerne Loop Rd NE, Winter Haven, FL 33881

Property Summary

Property Type	Vacant Land
Lot Size	0.596 acres (25,953 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Aug 2023)
Tax Bill	$805 (2025)
Deeds & Mortgages	Aug 2023 Sale May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-02-522100-000031`

Property Details

APN / Parcel Number

Primary APN	`26-28-02-522100-000031`
Alternative APNs	`022826522100000031` `22826000`

Exterior

Lot Area	25,953 sqft (0.596 acres)
View / Lot	Lake Front

Location & Zoning

Street Address	LUCERNE LOOP RD NE
City	WINTER HAVEN
State	FL
Zip	33881
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R3
Legal Description	LUCERNE SHORES PB 39 PG 38 LOTS 3 LESS NWLY 50 FT & 4
Legal Range	26E
Legal Township	28S
Legal Section	02
Legal Subdivision	LUCERNE SHORES
Legal Tract	522100
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2028
Census Tract	12804

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6656 STATE ROAD 544, WINTER HAVEN, FL 33881-8501
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
May 22, 2023	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Aug 10, 2023	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	May 22, 2023 · Amount on Record
Deed Document Number	2023186710
Deed Book / Page	12795 / 1303
Prior Transfer Date	May 17, 2023
Prior Transfer Doc	0000186708
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 10, 2023
Property Address	LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881
Document Number	0000186710
Book / Page	12795 / 1303
Map Reference	MB 39 PG 38
Instrument Date	Aug 3, 2023
Instrument	2023186710
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 312, HAINES CITY, FL 33845-0312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6656 STATE ROAD 544, WINTER HAVEN, FL 33881-8501

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 22, 2023
Property Address	1480 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9329
Document Number	0000118118
Book / Page	12698 / 997
Map Reference	MB 39 PG 38
Instrument Date	May 17, 2023
Instrument	2023118118
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$536.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3453 SOUTHCREST BLVD, LAKELAND, FL 33812-4187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9329
Investor	Possibly a Property Investor

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 10, 2023
Property Address	LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881
Document Number	0000186708
Book / Page	12795 / 1299
Map Reference	MB 39 PG 38
Instrument Date	May 17, 2023
Instrument	2023186708
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 N 14TH ST, HAINES CITY, FL 33844-4416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 312, HAINES CITY, FL 33845-0312

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,287 (-) Land $62,287	$62,287 (-) Land $62,287
2025	$805.00 (+24.81%)	$62,287 (+4.35%) Land $62,287	$62,287 (+4.35%) Land $62,287
2023	$645.00 (-89.32%)	$59,692 (-) Land $59,692	$59,692 (-) Land $59,692
2022	$6,042.00	$59,692 Land $59,692	$59,692 Land $59,692

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2004–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWISS VILLAGE MHP private · serves 1,410 people · EPA ID FL6532715
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WINTER HAVEN WATER DEPARTMENT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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