1480 Johnson Rd, Spencer, IN 47460 Property Records

Owen County property record for 1480 Johnson Rd, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,255 sqft · built 1980
Lot Size	40.7 acres (1,775,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,300 (Aug 2015)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Feb 2026 Transfer Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-17-09-104-190.000-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-09-104-190.000-016`
Alternative APN	`00000981672`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,255 sqft Living Area
1st Floor Area	2,255 sqft
Basement Area	1,293 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,775,070 sqft (40.7 acres)
Terrain	High
Garage Type	Mixed
Garage Area	1,371 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000981672
Street Address	1480 JOHNSON RD
City	SPENCER
State	IN
Zip	47460-7452
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE SE S9 T9 R3 40A IN SE NE S9 T9 R3 .75A
Legal Range	3
Legal Township	9
Legal Section	9
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3001
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1480 JOHNSON RD, SPENCER, IN 47460-7452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Intrafamily Transfer, Transfer
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Prior Sale	May 1, 2006 · Amount on Record
Deed Document Number	2015202287
Last Transfer Date	Feb 9, 2026
Transfer Doc	0000242644
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Feb 10, 2026
Property Address	1480 JOHNSON RD, SPENCER, IN 47460-7452
Document Number	0000242644
Instrument Date	Feb 9, 2026
Instrument	242644
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 JOHNSON RD, SPENCER, IN 47460-7452

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1480 JOHNSON RD, SPENCER, IN 47460-7452
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220150
Date	Apr 24, 2020
Instrument	220150

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1480 JOHNSON RD, SPENCER, IN 47460-7452
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216062
Date	Apr 30, 2019
Instrument	216062

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00 (-9.6%) Homeowner's exemption	$363,500 (+16.06%) Land $43,000 Building $320,500	$363,500 (+16.06%) Land $43,000 Building $320,500
2024	$2,520.00 (+1.74%)
2023	$2,477.00 (-5.53%)	$313,200 Land $36,600 Building $276,600	$313,200 Land $36,600 Building $276,600
2022	$2,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Johnson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures