1480 Esperanza Way, Escondido, CA 92027 Property Records

San Diego County property record for 1480 Esperanza Way, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 1977
Lot Size	0.25 acres (10,900 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2002)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-520-55-00`

Property Details

APN / Parcel Number

Primary APN	`227-520-55-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,374 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	10,900 sqft (0.25 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1480 ESPERANZA WAY
City	ESCONDIDO
State	CA
Zip	92027-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	LOT 21 TR 008099
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	008099
Legal Block	2
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20107

Owner

1480 Esperanza Way is owned and occupied by an individual who acquired it in July 2003.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1480 ESPERANZA WAY, ESCONDIDO, CA 92027-1351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit USE CREDIT UNION
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage USE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2002 · Amount on File
Deed Sale	Jul 1, 2002 · Amount on File
Prior Sale	Oct 31, 1990 · Amount on File
Deed Document Number	2002556717
Last Transfer Date	Jul 21, 2003
Transfer Doc	0000898500
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1480 ESPERANZA WAY, ESCONDIDO, CA 92027-1351
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000468615
Date	Nov 9, 2018
Instrument	2018-0468615

Lender

Name	USE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 8, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1480 ESPERANZA WAY, ESCONDIDO, CA 92027-1351
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 ESPERANZA WAY, ESCONDIDO, CA 92027-1351

Mortgage

Document Number	0000255142
Date	Apr 1, 2021
Instrument	2021-0255142

Lender

Name	USE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1480 Esperanza Way was $4,453 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$402,371 (+2%) Land $190,203 Building $212,168
2025	$4,453.00 Homeowner's exemption	$394,482 Land $186,474 Building $208,008
2023	$4,260.00 (+1.12%) Homeowner's exemption	$379,166 Land $179,234 Building $199,932
2022	$4,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1480 Esperanza Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1480 Esperanza Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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