1480 Cosmo Ct, Dayton, OH 45432 Property Records

Montgomery County property record for 1480 Cosmo Ct, Dayton, OH 45432

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1958
Lot Size	0.173 acres (7,553 sqft)
Owner	Individual Name on Record
Tax Bill	$2,446 (2024)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I39101618 0031`

Property Details

APN / Parcel Number

Primary APN	`I39101618 0031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,553 sqft (0.173 acres)
Lot Dimensions	118 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Patio Area	72 sqft
Canopy	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1480 COSMO CT
City	DAYTON
State	OH
Zip	45432-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	213 EASTLAND 4
Legal Subdivision	EASTLAND 4
Legal Lot Number	31
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2020
Census Tract	91000

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1480 COSMO CT, DAYTON, OH 45432-3257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 21, 2020	Quit Claim Deed, Transfer FIRST CENTRAL LAND TITLE AGENCY, FIRST CENTRAL LAND TITLE AGCY
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 3, 1995
Last Transfer Date	May 21, 2020
Transfer Doc	0000029423
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1480 COSMO CT, DAYTON, OH 45432-3257
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091642
Date	Dec 7, 2021
Instrument	2021-00091642

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2031

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 21, 2020
Property Address	1480 COSMO CT, DAYTON, OH 45432-3257
Document Number	0000029423
Instrument Date	May 7, 2020
Instrument	29423
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	FIRST CENTRAL LAND TITLE AGENCY, FIRST CENTRAL LAND TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 COSMO CT DAYTON OH 454323257, DAYTON, OH 45432-3257

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1480 COSMO CT, DAYTON, OH 45432-3257
Document Number	0000005703
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1480 COSMO CT DAYTON OH 454323257, DAYTON, OH 45432-3257

Mortgage

Document Number	0000005703
Date	Jan 29, 2018
Instrument	5703

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2033

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1480 COSMO CT, DAYTON, OH 45432-3257
Document Number	0000005408
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1480 COSMO CT DAYTON OH 454323257, DAYTON, OH 45432-3257

Mortgage

Document Number	0000005408
Date	Jan 26, 2018
Instrument	5408

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,850 (-) Land $8,600 Building $36,250
2024	$2,446.00 (+2.64%)
2023	$2,383.00 (+16.99%)	$44,850 (+57.98%) Land $8,600 Building $36,250	$128,150 (+58%) Land $24,570 Building $103,580
2022	$2,037.00	$28,390 Land $5,440 Building $22,950
2020			$81,110 Land $15,550 Building $65,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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