1480 Cherry Tree Rd, Gurley, AL 35748 Property Records

Madison County property record for 1480 Cherry Tree Rd, Gurley, AL 35748

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,814 sqft · built 1966
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jun 2017)
Tax Bill	$1,057 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-03-0-000-048.000`

Property Details

APN / Parcel Number

Primary APN	`22-02-03-0-000-048.000`
Alternative APNs	`084266` `449375`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	449375
Street Address	1480 CHERRY TREE RD
City	GURLEY
State	AL
Zip	35748-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 T5 R2E BEG AT CEN OF S BDRY OF SD SEC TH N4E 503 FT TH E 143 FT TO W MAR OF CHERRY TREE RD TH SE'LY ALG SD ROW MAR 360
Legal Range	02E
Legal Township	05S
Legal Section	03
Jurisdiction	MADISON AL
Township / Civil Division	NEW HOPE
Census Block Group	1
Census Block	1000
Census Tract	11301

Owner

Source: Madison County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1480 CHERRY TREE RD, GURLEY, AL 35748-9307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG
Jun 19, 2017	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	2017347290
Record Updated	Sep 20, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON AL
Property Address	1480 CHERRY TREE RD, GURLEY, AL 35748-9307
Document Number	0000047678
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1480 CHERRY TREE RD GURLEY AL 357489307, GURLEY, AL 35748-9307

Mortgage

Document Number	0000047678
Date	Jul 29, 2019
Instrument	47678

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jun 19, 2017
Property Address	1480 CHERRY TREE RD, GURLEY, AL 35748-9307
Document Number	0000347290
Instrument Date	Jun 15, 2017
Instrument	20170619000347290
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 36, WOODVILLE, AL 35776-0036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 CHERRY TREE RD, GURLEY, AL 35748-9307

Mortgage

Document Number	0000347300
Date	Jun 19, 2017
Instrument	20170619000347300

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,057.00 (+2.13%)	$29,700 (+2.06%) Land $9,000 Building $20,700	$148,500 (+2.06%) Land $45,000 Building $103,500
2023	$1,035.00 (+21.05%)	$29,100 (+21.86%) Land $9,000 Building $20,100	$145,500 (+21.86%) Land $45,000 Building $100,500
2022	$855.00	$23,880 Land $5,500 Building $18,380	$119,400 Land $27,500 Building $91,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NHTC Fiber	8,000 / 8,000

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Cherry Tree Rd

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