1480 Cayuse Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1480 Cayuse Rd, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,348 sqft · built 1985
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,600 (Sep 2017)
Tax Bill	$2,194 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0521999`

Property Details

APN / Parcel Number

Primary APN	`R0521999`
Alternative APNs	`05-1888-08-3-17-07-0000` `0000019444`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,064 sqft (0.254 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	189 sqft
Deck Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	0000019444
Street Address	1480 CAYUSE RD
City	HELENA
State	MT
Zip	59602-7584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREASURE STATE ACRES NUMBER 4, S08, T10 N, R03 W, BLOCK 36, LOT 11
Legal Range	03W
Legal Township	10N
Legal Section	08
Legal Subdivision	TREASURE STATE ACRES NUMBER 4
Legal Block	36
Legal Lot Number	11
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2030
Census Tract	400

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1480 CAYUSE RD, HELENA, MT 59602-7584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Aug 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	20173312238
Deed Book / Page	53 / 3625
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1480 CAYUSE RD, HELENA, MT 59602-7584
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	RADIAN SETTLEMENT SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 CAYUSE RD, HELENA, MT 59602-7584

Mortgage

Document Number	00M61/6256
Date	Oct 21, 2022
Book Page	M61/6256
Instrument	3405252

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1480 CAYUSE RD, HELENA, MT 59602-7584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/5096
Date	Aug 3, 2020
Book Page	M57/5096
Instrument	3359615

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 28, 2017
Property Address	1480 CAYUSE RD, HELENA, MT 59602-7584
Document Number	M53/3625
Book / Page	M53 / 3625
Instrument Date	Sep 27, 2017
Instrument	3312238
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 CAYUSE RD, HELENA, MT 59602-7584

Mortgage

Document Number	3312239
Date	Sep 28, 2017
Instrument	3312239

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,194.00 (-35.68%)	$412,800 (+14.95%)
2025			$412,800 (+14.95%) Land $83,307 Building $329,493
2023	$3,411.00	$359,100	$359,100 Land $105,718 Building $253,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2010–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2025 · Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEN MILE AND PLEASANT VALLEY WUA private · serves 750 people · EPA ID MT0002005
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb
Copper	2.1 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Internet.

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