Cherokee County property record for 1480 Cardinal Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,258 sqft Heated Area |
| Lot Size | 54,450 sqft (1.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,000 (2016) |
| Tax Bill | $1,867.00 (2025) |
Source: Cherokee County records · APN 458219609009000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1480 CARDINAL RD, MURPHY, NC 28906-3271 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 09, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Feb 02, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on Record |
| Deed Sale | Nov 14, 2016 · Amount on Record |
| Deed Doc Number | 05000 |
| Deed Book / Page | 01548 / 0620 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1480 CARDINAL RD, MURPHY, NC 28906-3271 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1480 CARDINAL RD, MURPHY, NC 28906-3271 |
| Document Number | 001746/314 |
|---|---|
| Date | Nov 09, 2023 |
| Book Page | 1746/314 |
| Instrument | 5806 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BREVARD, NC 28712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1480 CARDINAL RD, MURPHY, NC 28906-3271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 01579/0974 |
|---|---|
| Date | Feb 02, 2018 |
| Book Page | 01579/0974 |
| Instrument | 00515 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 08, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,867.00 | $251,360 (-) | $251,360 (-) Land $26,000 Building $225,360 |
| 2023 | $251,360 | $251,360 Land $26,000 Building $225,360 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 746 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 458219609009000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,258 sqft Heated Area |
| Upper Floors | 368 sqft Upper Floors |
| Basement Area | 1,676 sqft Basement |
| Finished Basement | 1,676 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 54,450 sqft (1.25 acres) |
| Depth X Width | 376 ft x 109 ft Depth x Width |
| Deck Area | 498 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 81 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 44713 |
|---|---|
| Street Address | 1480 CARDINAL RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3271 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 EDWARD B DICKEY PROP TARHEEL 901/218 |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
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