148 Windmill Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 148 Windmill Rd, Conowingo, MD 21918 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1993
Square Footage960 sqft Total Area
Lot Size26,005 sqft (0.597 acres)
GarageDetached, 576 sqft
OccupancyOwner Occupied
Last Sale$405,000 (2026)
Tax Bill$1,719.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-039409
Alternative APNs
  • 7039409
  • 039409

Interior

Full Baths1 Baths
Building Area960 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area26,005 sqft (0.597 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Deck Area80 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number039409
Street Address148 WINDMILL RD
CityCONOWINGO
StateMD
Zip21918-1923
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 115 - .597 ACRE 148 WINDMILL ROAD HOLLAND ACRES
Legal SubdivisionHOLLAND ACRES
Legal Lot Number115
JurisdictionCECIL MD
Minor Civil Division7, PORT DEPOSIT
Census Blockgroup1
Census Block1017
Census Tract31201

Owner

Source: Cecil County records · APN 07-039409

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address148 WINDMILL RD, CONOWINGO, MD 21918-1923
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Dec 05, 2025Deed, Transfer · Stand Alone First Mortgage
2 KEY PROPERTY INVESTMENTS GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleDec 05, 2025 · Amount on Record
Deed Book / Page5800 / 37
Record RefreshedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJun 11, 2026
Property Address148 WINDMILL RD, CONOWINGO, MD 21918-1923
Document Number5800000037
Book / Page5800 / 37
Instrument DateMay 27, 2026
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyIN HOUSE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$409,050.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 WINDMILL RD, CONOWINGO, MD 21918-1923

Mortgage

Document Number5800000043,
DateJun 11, 2026
Book Page5800/43
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateDec 05, 2025
Property Address148 WINDMILL RD, CONOWINGO, MD 21918-1923
Document Number0057060339
Book / Page5706 / 339
Map ReferenceMB PC 139 FO 209
Instrument DateNov 14, 2025
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyGLOBAL SETTLEMENTS

Transaction

AmountAmount Recorded
Tax$1,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 HANNUM DR, BEAR, DE 19701-4104

Mortgage

Document Number0005706344
DateDec 05, 2025
Instrument5706/344
Lender
Name2 KEY PROPERTY INVESTMENTS GROUP
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$206,200 (+5.91%) Land $63,000 Building $143,200$206,200 (-) Land $63,000 Building $143,200
2025$1,719.00 (+36.86%) Homeowner's exemption$194,700 (+13.4%)$206,200 (+20.09%) Land $63,000 Building $143,200
2023$1,256.00 Homeowner's exemption$171,700 Land $63,000 Building $108,700$171,700 Land $63,000 Building $108,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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