Hampden County and Ludlow Town property record for 148 Whitney St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,327 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,000 (May 2005) |
| Tax Bill | $3,613 (2026) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15A-18250 B:469 L:0 |
| Primary APN | M:15A-18250 B:469 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,327 sqft Living Area |
| Gross Area | 2,212 sqft |
| Basement Area | 711 sqft |
| Unfinished Basement | 711 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8688 |
|---|---|
| Street Address | 148 WHITNEY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES B |
| Legal Block | 18250 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 810403 |
148 Whitney St is owned and occupied by two individuals who bought it in May 2005.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 WHITNEY ST, LUDLOW, MA 01056-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2005 · Amount on File |
| Deed Sale | May 13, 2005 · Amount on File |
| Prior Sale | Nov 18, 2004 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 148 WHITNEY ST, LUDLOW, MA 01056-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22891-338 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 22891/338 |
| Instrument | 58369 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
The 2026 property tax bill for 148 Whitney St was $3,613, up 2.4% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,613.00 (+2.38%) | $225,700 (+10.96%) Land $78,100 Building $147,600 | $274,196 (-6.77%) |
| 2025 | $3,529.00 (+3.07%) | $203,400 (+7.45%) Land $71,000 Building $132,400 | $294,120 (+5.38%) |
| 2024 | $3,424.00 (+5.48%) | $189,300 (+13.76%) Land $71,000 Building $118,300 | $279,110 |
| 2023 | $3,246.00 | $166,400 Land $62,300 Building $104,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Whitney St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 148 Whitney St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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