148 Whitetail Ln, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 148 Whitetail Ln, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,760 sqft · built 2005
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Dec 2021)
Tax Bill	$14,704 (2026)
Deeds & Mortgages	Jan 2019 Refinance Dec 2021 Sale & Mortgage + 1 more
APN	`152800 7.79-5-2.000`

Property Details

APN / Parcel Number

Primary APN	`152800 7.79-5-2.000`
Alternative APNs	`280000707900050020000000` `615J100504`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,280 sqft
Upper Floors Area	600 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Unfinished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Porch	Slab
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J100504
Street Address	148 WHITETAIL LN
City	JAY
State	NY
Zip	12941-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	74 JAY TRACT 00001.00
Legal Tract	00001.00
Legal Block	5
Legal Lot Number	2.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1053
Census Tract	960200

Owner

148 Whitetail Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 WHITETAIL LN, JAY, NY 12941-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Dec 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA
Mar 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Mar 27, 2018 · Amount on File
Deed Document Number	20216406
Deed Book / Page	2062 / 268
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	148 WHITETAIL LN, JAY, NY 12941-2546
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002019264
Date	Jan 22, 2019
Instrument	2019-264

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Dec 6, 2021
Property Address	148 WHITETAIL LN, JAY, NY 12941-2546
Document Number	002062/268
Book / Page	2062 / 268
Instrument Date	Dec 1, 2021
Instrument	2021-6406
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3007 THAYER DR, WAXHAW, NC 28173-9091
Investor	Possibly a Property Investor

Mortgage

Document Number	0020216409
Date	Dec 6, 2021
Instrument	2021-6409

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Mar 27, 2018
Property Address	148 WHITETAIL LN, JAY, NY 12941-2546
Document Number	001908/249
Book / Page	1908 / 249
Instrument Date	Mar 20, 2018
Instrument	2018-1272
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CONGRESS ST, SARATOGA SPRINGS, NY 12866-4168

Tax Assessment & Valuation

The 2026 property tax bill for 148 Whitetail Ln was $14,704, up 0.7% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,704.00 (+0.74%)
2025	$14,596.00	$707,200 Land $184,100 Building $523,100	$707,200 Land $184,100 Building $523,100
2023		$617,300 (+5.52%) Land $115,000 Building $502,300	$617,300 (+5.52%) Land $115,000 Building $502,300
2022	$8,724.00	$585,000 Land $57,000 Building $528,000	$585,000 Land $57,000 Building $528,000
2020	$6,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 148 Whitetail Ln; there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Whitetail Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREVER WILD WATER CO-SIGNOR private · serves 900 people · EPA ID NY1500280
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

No cell data coverage reported

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