148 Walking Horse Run, Stanley, NC 28164 Property Records

Gaston County property record for 148 Walking Horse Run, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 1992
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2021)
Tax Bill	$3,957 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14054 01808`

Property Details

APN / Parcel Number

Primary APN	`14054 01808`
Alternative APN	`175420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,569 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	148 WALKING HORSE RUN
City	STANLEY
State	NC
Zip	28164-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHESTNUT RIDGE BLK A L 25 14 054 018 08 000
Legal Subdivision	CHESTNUT RIDGE SUBDIVISION MAP 1
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	3
Census Block	3006
Census Tract	33501

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 WALKING HORSE RUN, STANLEY, NC 28164-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Jun 9, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Book / Page	5283 / 1914
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	148 WALKING HORSE RUN, STANLEY, NC 28164-1700
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049872101
Date	Jul 11, 2018
Book Page	4987/2101

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	148 WALKING HORSE RUN, STANLEY, NC 28164-1700
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050831272
Date	Nov 22, 2019
Book Page	5083/1272

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 9, 2021
Property Address	148 WALKING HORSE RUN, STANLEY, NC 28164-1700
Document Number	0052352424
Book / Page	5235 / 2424
Map Reference	MB 45 PG 47
Instrument Date	Jun 9, 2021
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4941 SUMMERSIDE DR, 4941, CLOVER, SC 29710-9154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 WALKING HORSE RUN, STANLEY, NC 28164-1700

Mortgage

Document Number	52352426
Date	Jun 9, 2021
Instrument	5235/2426

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,957.00 (+9.7%)	$363,410 (+10.81%) Land $28,500 Building $334,910
2023	$3,607.00	$327,960 Land $28,500 Building $299,460
2021			$198,250 Land $22,000 Building $176,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035
Water Source	Purchased surface water from CITY OF MOUNT HOLLY
Last State Inspection	Feb 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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